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Comprehensive Local Credit Card Guide

Credit Cards in 45432 (Dayton, OH)

Credit Card Debt in 45432

^ Average credit card debt in 45432 is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in 45432

^ Based on overall Ohio data, the credit card delinquency rate in Dayton is approximately 0.57%. [2]

Credit Scores in 45432

^ The average credit score in Dayton is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

Credit Card & Personal Finance Statistics in 45432

Credit Card Debt in 45432


  • 45432 Credit Card Debt
    • The estimated average credit card debt for 45432 residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 45432


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45432 Credit Scores


  • Credit Scores in 45432
    • Residents of 45432 (OH) have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More 45432 (Dayton, OH) Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 45432 who are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 45432 [4]
    • 45432 (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Ohio

About 45432

45432 is associated with the city of Dayton, which is located in Montgomery County in the state of Ohio. [6]

OH Credit Cards

45432 Credit Cards

For more information about 45432 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Ohio


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Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau