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Comprehensive Local Credit Card Guide

Credit Cards in 45205 (Cincinnati, OH)

Credit Card Debt in 45205

^ Average credit card debt in 45205 is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in 45205

^ Based on overall Ohio data, the credit card delinquency rate in Cincinnati is approximately 0.57%. [2]

Credit Scores in 45205

^ The average credit score in Cincinnati is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

Credit Card & Personal Finance Statistics in 45205

Credit Card Debt in 45205


  • 45205 Credit Card Debt
    • The estimated average credit card debt for 45205 residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 45205


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45205 Credit Scores


  • Credit Scores in 45205
    • Residents of 45205 (OH) have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More 45205 (Cincinnati, OH) Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 45205 who are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 45205 [4]
    • 45205 (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Ohio

About 45205

45205 is associated with the city of Cincinnati, which is located in Hamilton County in the state of Ohio. [6]

OH Credit Cards

45205 Credit Cards

For more information about 45205 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Ohio


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Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau