Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 44197 (Cleveland, OH)

Credit Card Debt in 44197

^ Average credit card debt in 44197 is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in 44197

^ Based on overall Ohio data, the credit card delinquency rate in Cleveland is approximately 0.57%. [2]

Credit Scores in 44197

^ The average credit score in Cleveland is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

Credit Card & Personal Finance Statistics in 44197

Credit Card Debt in 44197


  • 44197 Credit Card Debt
    • The estimated average credit card debt for 44197 residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 44197


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


44197 Credit Scores


  • Credit Scores in 44197
    • Residents of 44197 (OH) have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More 44197 (Cleveland, OH) Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 44197 who are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 44197 [4]
    • 44197 (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Ohio

About 44197

44197 is associated with the city of Cleveland, which is located in Cuyahoga County in the state of Ohio. [6]

OH Credit Cards

44197 Credit Cards

For more information about 44197 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Ohio


Go

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau