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Comprehensive Local Credit Card Guide

Credit Cards in 58276 (Saint Thomas, ND)

Credit Card Debt in 58276

^ Average credit card debt in 58276 is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in 58276

^ Based on overall North Dakota data, the credit card delinquency rate in Saint Thomas is approximately 0.35%. [2]

Credit Scores in 58276

^ The average credit score in Saint Thomas is approximately 721, based on collective North Dakota data. [3]

ND Credit Cards

Credit Card & Personal Finance Statistics in 58276

Credit Card Debt in 58276


  • 58276 Credit Card Debt
    • The estimated average credit card debt for 58276 residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 58276


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58276 Credit Scores


  • Credit Scores in 58276
    • Residents of 58276 (ND) have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More 58276 (Saint Thomas, ND) Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Cardholders in 58276 who are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 58276 [4]
    • 58276 (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about North Dakota

About 58276

58276 is associated with the city of Saint Thomas, which is located in Pembina County in the state of North Dakota. [6]

ND Credit Cards

58276 Credit Cards

For more information about 58276 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in North Dakota


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Cities in ND

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau