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Comprehensive Local Credit Card Guide

Credit Cards in 58235 (Gilby, ND)

Credit Card Debt in 58235

^ Average credit card debt in 58235 is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in 58235

^ Based on overall North Dakota data, the credit card delinquency rate in Gilby is approximately 0.35%. [2]

Credit Scores in 58235

^ The average credit score in Gilby is approximately 721, based on collective North Dakota data. [3]

ND Credit Cards

Credit Card & Personal Finance Statistics in 58235

Credit Card Debt in 58235


  • 58235 Credit Card Debt
    • The estimated average credit card debt for 58235 residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 58235


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58235 Credit Scores


  • Credit Scores in 58235
    • Residents of 58235 (ND) have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More 58235 (Gilby, ND) Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Cardholders in 58235 who are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 58235 [4]
    • 58235 (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about North Dakota

About 58235

58235 is associated with the city of Gilby, which is located in Grand Forks County in the state of North Dakota. [6]

ND Credit Cards

58235 Credit Cards

For more information about 58235 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in North Dakota


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Cities in ND

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau