Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 28645 (Lenoir, NC)

Credit Card Debt in 28645

^ Average credit card debt in 28645 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 28645

^ Based on overall North Carolina data, the credit card delinquency rate in Lenoir is approximately 0.66%. [2]

Credit Scores in 28645

^ The average credit score in Lenoir is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 28645

Credit Card Debt in 28645


  • 28645 Credit Card Debt
    • The estimated average credit card debt for 28645 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 28645


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


28645 Credit Scores


  • Credit Scores in 28645
    • Residents of 28645 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 28645 (Lenoir, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 28645 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 28645 [4]
    • 28645 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about North Carolina

About 28645

28645 is associated with the city of Lenoir, which is located in Caldwell County in the state of North Carolina. [6]

NC Credit Cards

28645 Credit Cards

For more information about 28645 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in North Carolina


Go

Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau