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Comprehensive Local Credit Card Guide

Credit Cards in 27807 (Bailey, NC)

Credit Card Debt in 27807

^ Average credit card debt in 27807 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 27807

^ Based on overall North Carolina data, the credit card delinquency rate in Bailey is approximately 0.66%. [2]

Credit Scores in 27807

^ The average credit score in Bailey is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 27807

Credit Card Debt in 27807


  • 27807 Credit Card Debt
    • The estimated average credit card debt for 27807 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 27807


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27807 Credit Scores


  • Credit Scores in 27807
    • Residents of 27807 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 27807 (Bailey, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 27807 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 27807 [4]
    • 27807 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About 27807

27807 is associated with the city of Bailey, which is located in Nash County in the state of North Carolina. [6]

NC Credit Cards

27807 Credit Cards

For more information about 27807 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau