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Comprehensive Local Credit Card Guide

Credit Cards in 27713 (Durham, NC)

Credit Card Debt in 27713

^ Average credit card debt in 27713 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 27713

^ Based on overall North Carolina data, the credit card delinquency rate in Durham is approximately 0.66%. [2]

Credit Scores in 27713

^ The average credit score in Durham is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 27713

Credit Card Debt in 27713


  • 27713 Credit Card Debt
    • The estimated average credit card debt for 27713 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 27713


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27713 Credit Scores


  • Credit Scores in 27713
    • Residents of 27713 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 27713 (Durham, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 27713 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 27713 [4]
    • 27713 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About 27713

27713 is associated with the city of Durham, which is located in Durham County in the state of North Carolina. [6]

NC Credit Cards

27713 Credit Cards

For more information about 27713 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau