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Comprehensive Local Credit Card Guide

Credit Cards in 14841 (Hector, NY)

Credit Card Debt in 14841

^ Average credit card debt in 14841 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14841

^ Based on overall New York data, the credit card delinquency rate in Hector is approximately 0.59%. [2]

Credit Scores in 14841

^ The average credit score in Hector is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14841

Credit Card Debt in 14841


  • 14841 Credit Card Debt
    • The estimated average credit card debt for 14841 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14841


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14841 Credit Scores


  • Credit Scores in 14841
    • Residents of 14841 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14841 (Hector, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14841 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14841 [4]
    • 14841 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 14841

14841 is associated with the city of Hector, which is located in Schuyler County in the state of New York. [6]

NY Credit Cards

14841 Credit Cards

For more information about 14841 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau