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Comprehensive Local Credit Card Guide

Credit Cards in 10163 (New York, NY)

Credit Card Debt in 10163

^ Average credit card debt in 10163 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10163

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10163

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10163

Credit Card Debt in 10163


  • 10163 Credit Card Debt
    • The estimated average credit card debt for 10163 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10163


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10163 Credit Scores


  • Credit Scores in 10163
    • Residents of 10163 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10163 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10163 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10163 [4]
    • 10163 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10163 (New York, NY)

Recent credit card complaints originating from consumers in 10163, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jul 27, 2012
10163
Payoff process
CITIBANK, N.A.
Closed with explanation
Yes
No
Nov 13, 2013
10163
Other
UNITED SERVICES AUTOMOBILE ASSOCIATION
Closed with explanation
Yes
No
Sep 18, 2014
10163
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Feb 25, 2016
10163
Late fee
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
Yes
Aug 26, 2016
10163
Closing/Cancelling account
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Nov 12, 2015
10163
Closing/Cancelling account
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Oct 17, 2016
10163
Identity theft / Fraud / Embezzlement
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Aug 7, 2015
10163
Customer service / Customer relations
HSBC NORTH AMERICA HOLDINGS INC.
Closed with explanation
Yes
Yes

Local financial institutions in or near 10163

Banks in or near 10163 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10163 produced no matches.

ATMs in or near 10163 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10163 produced no matches.

Credit Unions in or near 10163 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10163 produced no matches.

Household Income Statistics in 10163

Income: 10163 vs. New York

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Income Breakdown in 10163

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Income: 10163 vs. Nation

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Additional information about New York

About 10163

10163 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10163 Credit Cards

For more information about 10163 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

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Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau