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Comprehensive Local Credit Card Guide

Credit Cards in 10128 (New York, NY)

Credit Card Debt in 10128

^ Average credit card debt in 10128 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10128

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10128

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10128

Credit Card Debt in 10128


  • 10128 Credit Card Debt
    • The estimated average credit card debt for 10128 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10128


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10128 Credit Scores


  • Credit Scores in 10128
    • Residents of 10128 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10128 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10128 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10128 [4]
    • 10128 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10128 (New York, NY)

Recent credit card complaints originating from consumers in 10128, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jan 19, 2016
10128
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jun 13, 2012
10128
Rewards
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Jan 25, 2016
10128
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Apr 24, 2015
10128
Late fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Nov 8, 2012
10128
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Sep 25, 2014
10128
Other
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jul 11, 2013
10128
Credit line increase/decrease
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Nov 9, 2013
10128
Other
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Jan 24, 2014
10128
Other
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Dec 13, 2016
10128
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jun 21, 2012
10128
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
No
Oct 17, 2013
10128
Identity theft / Fraud / Embezzlement
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Nov 3, 2013
10128
Rewards
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Aug 11, 2014
10128
Other fee
TD BANK US HOLDING COMPANY
Closed with monetary relief
Yes
No
Oct 15, 2013
10128
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Jul 18, 2012
10128
Rewards
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Jan 26, 2012
10128
Credit reporting
CAPITAL ONE FINANCIAL CORPORATION
Closed with relief
Yes
No
Feb 9, 2015
10128
Credit determination
CITIBANK, N.A.
Closed with explanation
Yes
No
Oct 12, 2016
10128
Identity theft / Fraud / Embezzlement
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Feb 16, 2017
10128
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Feb 26, 2013
10128
Collection debt dispute
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
Yes
Jul 12, 2012
10128
Credit reporting
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Jan 27, 2015
10128
APR or interest rate
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Jul 10, 2014
10128
Closing/Cancelling account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jan 30, 2015
10128
Transaction issue
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Mar 14, 2014
10128
APR or interest rate
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Aug 26, 2013
10128
Customer service / Customer relations
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Sep 8, 2016
10128
APR or interest rate
U.S. BANCORP
Closed with explanation
Yes
No
Mar 20, 2012
10128
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with relief
Yes
No
May 7, 2014
10128
Payoff process
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Mar 29, 2013
10128
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Dec 29, 2012
10128
Late fee
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
Yes
Feb 7, 2013
10128
Credit card protection / Debt protection
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Feb 23, 2012
10128
Billing disputes
CITIBANK, N.A.
Closed without relief
Yes
Yes
May 19, 2013
10128
APR or interest rate
HSBC NORTH AMERICA HOLDINGS INC.
Closed
Yes
No
Jun 19, 2012
10128
Sale of account
FIRST NIAGARA FINANCIAL GROUP, INC.
Closed with explanation
Yes
No
Mar 14, 2013
10128
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Apr 13, 2012
10128
Billing statement
JPMORGAN CHASE & CO.
Closed without relief
Yes
No
Mar 14, 2012
10128
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
No
Mar 24, 2017
10128
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Sep 28, 2012
10128
Unsolicited issuance of credit card
BARCLAYS BANK DELAWARE
Closed with monetary relief
Yes
Yes
Oct 27, 2015
10128
Advertising and marketing
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Aug 18, 2012
10128
Application processing delay
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Nov 19, 2012
10128
Collection debt dispute
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Apr 6, 2014
10128
Rewards
JPMORGAN CHASE & CO.
Closed with non-monetary relief
Yes
No

Local financial institutions in or near 10128

Banks in or near 10128 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10128 produced no matches.

ATMs in or near 10128 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10128 produced no matches.

Credit Unions in or near 10128 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10128 produced no matches.

Household Income Statistics in 10128

Income: 10128 vs. New York

Median household income in 10128 ($183,122) is approximately 184 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10128

The median household income in 10128 is $183,122, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10128 vs. Nation

Median household income in 10128 ($183,122) is approximately 214 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10128

10128 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10128 Credit Cards

For more information about 10128 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau