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Comprehensive Local Credit Card Guide

Credit Cards in 10075 (New York, NY)

Credit Card Debt in 10075

^ Average credit card debt in 10075 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10075

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10075

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10075

Credit Card Debt in 10075


  • 10075 Credit Card Debt
    • The estimated average credit card debt for 10075 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10075


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10075 Credit Scores


  • Credit Scores in 10075
    • Residents of 10075 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10075 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10075 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10075 [4]
    • 10075 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10075 (New York, NY)

Recent credit card complaints originating from consumers in 10075, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Apr 27, 2015
10075
Rewards
U.S. BANCORP
Closed with non-monetary relief
Yes
No
Mar 2, 2016
10075
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
Yes
Jun 22, 2012
10075
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jun 25, 2012
10075
Late fee
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
No
May 8, 2013
10075
Delinquent account
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Dec 1, 2016
10075
Billing statement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Feb 19, 2017
10075
Advertising and marketing
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jun 28, 2013
10075
Delinquent account
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Jun 18, 2016
10075
Credit determination
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Aug 15, 2016
10075
Credit determination
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Mar 13, 2012
10075
Billing disputes
CITIBANK, N.A.
Closed with relief
No
No
Jan 20, 2017
10075
Billing disputes
BMO HARRIS BANK NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Feb 13, 2012
10075
Payoff process
JPMORGAN CHASE & CO.
Closed without relief
Yes
No
Jan 27, 2014
10075
Unsolicited issuance of credit card
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Nov 1, 2014
10075
Customer service / Customer relations
UNITED SERVICES AUTOMOBILE ASSOCIATION
Closed with monetary relief
Yes
Yes
Sep 15, 2016
10075
Credit determination
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Aug 23, 2014
10075
Advertising and marketing
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
Yes
Oct 3, 2016
10075
Advertising and marketing
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Mar 12, 2014
10075
Credit line increase/decrease
CITIBANK, N.A.
Closed with explanation
Yes
No
Oct 9, 2016
10075
Credit determination
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Dec 12, 2016
10075
Billing statement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jul 27, 2016
10075
Credit determination
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Dec 21, 2016
10075
Credit card protection / Debt protection
FIRST NATIONAL BANK OF OMAHA
Closed with explanation
Yes
No
May 30, 2014
10075
Credit line increase/decrease
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Dec 8, 2011
10075
Late fee
CAPITAL ONE FINANCIAL CORPORATION
Closed with relief
Yes
No
Apr 27, 2012
10075
Credit reporting
PNC Bank N.A.
Closed with non-monetary relief
Yes
No
Feb 9, 2012
10075
Balance transfer fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with relief
Yes
No

Local financial institutions in or near 10075

Banks in or near 10075 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10075 produced no matches.

ATMs in or near 10075 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10075 produced no matches.

Credit Unions in or near 10075 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10075 produced no matches.

Household Income Statistics in 10075

Income: 10075 vs. New York

Median household income in 10075 ($108,226) is approximately 68 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10075

The median household income in 10075 is $108,226, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10075 vs. Nation

Median household income in 10075 ($108,226) is approximately 86 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10075

10075 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10075 Credit Cards

For more information about 10075 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau