Credit Card & Personal Finance Statistics in 10075
Credit Card Debt in 10075
- 10075 Credit Card Debt
- The estimated average credit card debt for 10075 residents is $4,952. 
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. 
Credit Card Calculator for 10075
10075 Credit Scores
- Credit Scores in 10075
- Residents of 10075 (NY) have an estimated average credit score of 704. 
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. 
More 10075 (New York, NY) Credit Stats
- Credit card delinquency rates in New York 
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 10075 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 10075 
- 10075 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 10075 (New York, NY)
Recent credit card complaints originating from consumers in 10075, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.
|Date Complaint Filed||ZIP of Complaint||Type of Complaint||Company||Status of Complaint||Timely response?||Consumer disputed?|
|Apr 27, 2015||10075||Rewards||U.S. BANCORP||Closed with non-monetary relief||Yes||No|
|Mar 2, 2016||10075||Billing disputes||CAPITAL ONE FINANCIAL CORPORATION||Closed with monetary relief||Yes||Yes|
|Jun 22, 2012||10075||Other||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||No|
|Jun 25, 2012||10075||Late fee||CAPITAL ONE FINANCIAL CORPORATION||Closed with non-monetary relief||Yes||No|
|May 8, 2013||10075||Delinquent account||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
|Dec 1, 2016||10075||Billing statement||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|Feb 19, 2017||10075||Advertising and marketing||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|Jun 28, 2013||10075||Delinquent account||BARCLAYS BANK DELAWARE||Closed with explanation||Yes||No|
|Jun 18, 2016||10075||Credit determination||JPMORGAN CHASE & CO.||Closed with explanation||Yes||Yes|
|Aug 15, 2016||10075||Credit determination||JPMORGAN CHASE & CO.||Closed with explanation||Yes||Yes|
|Mar 13, 2012||10075||Billing disputes||CITIBANK, N.A.||Closed with relief||No||No|
|Jan 20, 2017||10075||Billing disputes||BMO HARRIS BANK NATIONAL ASSOCIATION||Closed with explanation||Yes||No|
|Feb 13, 2012||10075||Payoff process||JPMORGAN CHASE & CO.||Closed without relief||Yes||No|
|Jan 27, 2014||10075||Unsolicited issuance of credit card||BARCLAYS BANK DELAWARE||Closed with explanation||Yes||No|
|Nov 1, 2014||10075||Customer service / Customer relations||UNITED SERVICES AUTOMOBILE ASSOCIATION||Closed with monetary relief||Yes||Yes|
|Sep 15, 2016||10075||Credit determination||JPMORGAN CHASE & CO.||Closed with explanation||Yes||Yes|
|Aug 23, 2014||10075||Advertising and marketing||CAPITAL ONE FINANCIAL CORPORATION||Closed with non-monetary relief||Yes||Yes|
|Oct 3, 2016||10075||Advertising and marketing||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|Mar 12, 2014||10075||Credit line increase/decrease||CITIBANK, N.A.||Closed with explanation||Yes||No|
|Oct 9, 2016||10075||Credit determination||JPMORGAN CHASE & CO.||Closed with explanation||Yes||Yes|
|Dec 12, 2016||10075||Billing statement||JPMORGAN CHASE & CO.||Closed with explanation||Yes||Yes|
|Jul 27, 2016||10075||Credit determination||JPMORGAN CHASE & CO.||Closed with explanation||Yes||Yes|
|Dec 21, 2016||10075||Credit card protection / Debt protection||FIRST NATIONAL BANK OF OMAHA||Closed with explanation||Yes||No|
|May 30, 2014||10075||Credit line increase/decrease||AMERICAN EXPRESS COMPANY||Closed with explanation||Yes||No|
|Dec 8, 2011||10075||Late fee||CAPITAL ONE FINANCIAL CORPORATION||Closed with relief||Yes||No|
|Apr 27, 2012||10075||Credit reporting||PNC Bank N.A.||Closed with non-monetary relief||Yes||No|
|Feb 9, 2012||10075||Balance transfer fee||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with relief||Yes||No|
|Apr 22, 2016||10075||APR or interest rate||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
Local financial institutions in or near 10075
Banks in or near 10075 (New York, NY)
Local banks offering credit and financial products to residents of the community.
Sorry, no local banks found.
Our search for banks located in 10075 produced no matches.
ATMs in or near 10075 (New York, NY)
Local Automated Teller Machines (ATMs) for use by residents of the community.
Sorry, no local ATMs were found.
Our search for ATMs located in 10075 produced no matches.
Credit Unions in or near 10075 (New York, NY)
Local credit unions offering financial products to residents of the community.
Sorry, no local credit unions were found.
Our search for credit unions located in 10075 produced no matches.
Household Income Statistics in 10075
Income: 10075 vs. New York
Median household income in 10075 ($108,226) is approximately 68 percent greater than the median income for the state as a whole ($64,481). 
Income Breakdown in 10075
The median household income in 10075 is $108,226, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. 
Income: 10075 vs. Nation
Median household income in 10075 ($108,226) is approximately 86 percent greater than the median income for the entire United States ($58,283). 
Additional information about New York
10075 is associated with the city of New York, which is located in New York County in the state of New York. 
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New York State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau