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Comprehensive Local Credit Card Guide

Credit Cards in 10065 (New York, NY)

Credit Card Debt in 10065

^ Average credit card debt in 10065 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10065

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10065

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10065

Credit Card Debt in 10065


  • 10065 Credit Card Debt
    • The estimated average credit card debt for 10065 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10065


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10065 Credit Scores


  • Credit Scores in 10065
    • Residents of 10065 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10065 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10065 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10065 [4]
    • 10065 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10065 (New York, NY)

Recent credit card complaints originating from consumers in 10065, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Aug 8, 2016
10065
Advertising and marketing
JPMORGAN CHASE & CO.
Closed with non-monetary relief
Yes
No
May 10, 2014
10065
Rewards
CITIBANK, N.A.
Closed with explanation
Yes
No
Apr 1, 2012
10065
Identity theft / Fraud / Embezzlement
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed without relief
Yes
No
Sep 25, 2012
10065
Application processing delay
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Jun 11, 2012
10065
Collection practices
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Aug 19, 2013
10065
Other
CITIBANK, N.A.
Closed with non-monetary relief
Yes
Yes
Dec 2, 2011
10065
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed without relief
Yes
No
Dec 2, 2011
10065
Billing disputes
CITIBANK, N.A.
Closed without relief
No
No
Oct 29, 2012
10065
Billing disputes
HSBC NORTH AMERICA HOLDINGS INC.
Closed
Yes
Yes
Nov 18, 2016
10065
Rewards
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Sep 4, 2014
10065
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with explanation
Yes
No
Dec 2, 2011
10065
Billing disputes
HSBC NORTH AMERICA HOLDINGS INC.
Closed without relief
Yes
No
Feb 3, 2017
10065
Rewards
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Dec 6, 2013
10065
Advertising and marketing
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jun 8, 2016
10065
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
May 31, 2012
10065
Transaction issue
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Nov 3, 2016
10065
Identity theft / Fraud / Embezzlement
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Mar 2, 2017
10065
Billing disputes
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
No
Oct 7, 2016
10065
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with monetary relief
Yes
Yes
Apr 1, 2015
10065
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Jul 21, 2016
10065
Credit determination
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No

Local financial institutions in or near 10065

Banks in or near 10065 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10065 produced no matches.

ATMs in or near 10065 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10065 produced no matches.

Credit Unions in or near 10065 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10065 produced no matches.

Household Income Statistics in 10065

Income: 10065 vs. New York

Median household income in 10065 ($171,337) is approximately 166 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10065

The median household income in 10065 is $171,337, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10065 vs. Nation

Median household income in 10065 ($171,337) is approximately 194 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10065

10065 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10065 Credit Cards

For more information about 10065 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau