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Comprehensive Local Credit Card Guide

Credit Cards in 10045 (New York, NY)

Credit Card Debt in 10045

^ Average credit card debt in 10045 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10045

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10045

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10045

Credit Card Debt in 10045


  • 10045 Credit Card Debt
    • The estimated average credit card debt for 10045 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10045


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10045 Credit Scores


  • Credit Scores in 10045
    • Residents of 10045 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10045 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10045 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10045 [4]
    • 10045 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10045 (New York, NY)

Recent credit card complaints originating from consumers in 10045, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


We did not find any local credit card complaints in New York, NY.

Our search for complaints originating from comsumers in New York (10045) did not produce any matches.


Local financial institutions in or near 10045

Banks in or near 10045 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10045 produced no matches.

ATMs in or near 10045 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10045 produced no matches.

Credit Unions in or near 10045 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10045 produced no matches.

Household Income Statistics in 10045

Income: 10045 vs. New York

Median household income in 10045 ($118,603) is approximately 84 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10045

The median household income in 10045 is $118,603, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10045 vs. Nation

Median household income in 10045 ($118,603) is approximately 103 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10045

10045 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10045 Credit Cards

For more information about 10045 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau