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Comprehensive Local Credit Card Guide

Credit Cards in 10044 (New York, NY)

Credit Card Debt in 10044

^ Average credit card debt in 10044 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10044

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10044

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10044

Credit Card Debt in 10044


  • 10044 Credit Card Debt
    • The estimated average credit card debt for 10044 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10044


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10044 Credit Scores


  • Credit Scores in 10044
    • Residents of 10044 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10044 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10044 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10044 [4]
    • 10044 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10044 (New York, NY)

Recent credit card complaints originating from consumers in 10044, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Apr 19, 2017
10044
Billing disputes
DISCOVER BANK
Closed with explanation
Yes
No
Nov 13, 2014
10044
Late fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No
May 4, 2016
10044
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Oct 19, 2013
10044
Credit card protection / Debt protection
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
May 30, 2014
10044
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jan 31, 2012
10044
Closing/Cancelling account
AMERICAN EXPRESS COMPANY
Closed without relief
Yes
Yes
Jun 25, 2015
10044
Identity theft / Fraud / Embezzlement
DISCOVER BANK
Closed with explanation
Yes
No
Dec 21, 2016
10044
Billing disputes
HSBC NORTH AMERICA HOLDINGS INC.
Closed with monetary relief
Yes
No
Nov 23, 2014
10044
Credit card protection / Debt protection
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No

Local financial institutions in or near 10044

Banks in or near 10044 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10044 produced no matches.

ATMs in or near 10044 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10044 produced no matches.

Credit Unions in or near 10044 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10044 produced no matches.

Household Income Statistics in 10044

Income: 10044 vs. New York

Median household income in 10044 ($64,894) is approximately 1 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10044

The median household income in 10044 is $64,894, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10044 vs. Nation

Median household income in 10044 ($64,894) is approximately 11 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10044

10044 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10044 Credit Cards

For more information about 10044 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau