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Comprehensive Local Credit Card Guide

Credit Cards in 10040 (New York, NY)

Credit Card Debt in 10040

^ Average credit card debt in 10040 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10040

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10040

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10040

Credit Card Debt in 10040


  • 10040 Credit Card Debt
    • The estimated average credit card debt for 10040 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10040


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10040 Credit Scores


  • Credit Scores in 10040
    • Residents of 10040 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10040 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10040 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10040 [4]
    • 10040 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10040 (New York, NY)

Recent credit card complaints originating from consumers in 10040, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Aug 18, 2015
10040
APR or interest rate
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Apr 4, 2013
10040
Credit line increase/decrease
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Jan 8, 2015
10040
Credit card protection / Debt protection
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Dec 12, 2012
10040
Billing disputes
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
No
Nov 2, 2016
10040
Billing disputes
DISCOVER BANK
Closed with explanation
Yes
No
Nov 7, 2014
10040
Delinquent account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Oct 2, 2015
10040
Advertising and marketing
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Apr 9, 2013
10040
Credit determination
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Dec 18, 2013
10040
APR or interest rate
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Nov 3, 2014
10040
Unsolicited issuance of credit card
PAYPAL HOLDINGS INC.
Closed with explanation
Yes
No
Feb 27, 2015
10040
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Apr 3, 2014
10040
Billing disputes
POPULAR BANK
Closed with explanation
Yes
No

Local financial institutions in or near 10040

Banks in or near 10040 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10040 produced no matches.

ATMs in or near 10040 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10040 produced no matches.

Credit Unions in or near 10040 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10040 produced no matches.

Household Income Statistics in 10040

Income: 10040 vs. New York

Median household income in 10040 ($39,442) is approximately 39 percent less than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10040

The median household income in 10040 is $39,442, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10040 vs. Nation

Median household income in 10040 ($39,442) is approximately 32 percent less than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10040

10040 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10040 Credit Cards

For more information about 10040 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau