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Comprehensive Local Credit Card Guide

Credit Cards in 10038 (New York, NY)

Credit Card Debt in 10038

^ Average credit card debt in 10038 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10038

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10038

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10038

Credit Card Debt in 10038


  • 10038 Credit Card Debt
    • The estimated average credit card debt for 10038 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10038


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10038 Credit Scores


  • Credit Scores in 10038
    • Residents of 10038 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10038 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10038 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10038 [4]
    • 10038 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10038 (New York, NY)

Recent credit card complaints originating from consumers in 10038, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Oct 6, 2014
10038
Other
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Apr 5, 2014
10038
Identity theft / Fraud / Embezzlement
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Aug 4, 2014
10038
Credit card protection / Debt protection
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Mar 3, 2014
10038
Other
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Jun 2, 2014
10038
Identity theft / Fraud / Embezzlement
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Apr 12, 2014
10038
Arbitration
CITIBANK, N.A.
Closed with explanation
Yes
No
May 31, 2013
10038
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Feb 23, 2015
10038
Delinquent account
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
No
Feb 5, 2014
10038
Customer service / Customer relations
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Aug 15, 2012
10038
Delinquent account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Dec 10, 2016
10038
Payoff process
CITIBANK, N.A.
Closed with explanation
Yes
No
Mar 22, 2014
10038
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Nov 9, 2012
10038
Sale of account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Aug 29, 2013
10038
APR or interest rate
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
May 4, 2015
10038
Credit card protection / Debt protection
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Nov 18, 2014
10038
Advertising and marketing
SANTANDER BANK, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
May 30, 2013
10038
Credit determination
CITIBANK, N.A.
Closed with explanation
Yes
No
Aug 12, 2013
10038
Credit card protection / Debt protection
CITIBANK, N.A.
Closed with explanation
Yes
No
Feb 12, 2014
10038
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Dec 4, 2016
10038
APR or interest rate
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
May 15, 2015
10038
Closing/Cancelling account
CITIBANK, N.A.
Closed with explanation
Yes
No
Dec 15, 2014
10038
Credit determination
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Nov 13, 2014
10038
Closing/Cancelling account
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Feb 19, 2014
10038
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jun 14, 2016
10038
Customer service / Customer relations
FIRST NATIONAL BANK OF OMAHA
Closed with explanation
Yes
No
Dec 8, 2014
10038
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jul 11, 2016
10038
APR or interest rate
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Mar 3, 2014
10038
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Nov 4, 2015
10038
Identity theft / Fraud / Embezzlement
U.S. BANCORP
Closed with monetary relief
Yes
No
Jul 22, 2015
10038
Advertising and marketing
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Oct 12, 2014
10038
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No

Local financial institutions in or near 10038

Banks in or near 10038 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10038 produced no matches.

ATMs in or near 10038 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10038 produced no matches.

Credit Unions in or near 10038 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10038 produced no matches.

Household Income Statistics in 10038

Income: 10038 vs. New York

Median household income in 10038 ($40,457) is approximately 37 percent less than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10038

The median household income in 10038 is $40,457, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10038 vs. Nation

Median household income in 10038 ($40,457) is approximately 31 percent less than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10038

10038 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10038 Credit Cards

For more information about 10038 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau