Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 10036 (New York, NY)

Credit Card Debt in 10036

^ Average credit card debt in 10036 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10036

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10036

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10036

Credit Card Debt in 10036


  • 10036 Credit Card Debt
    • The estimated average credit card debt for 10036 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10036


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


10036 Credit Scores


  • Credit Scores in 10036
    • Residents of 10036 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10036 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10036 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10036 [4]
    • 10036 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10036 (New York, NY)

Recent credit card complaints originating from consumers in 10036, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Dec 12, 2012
10036
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
No
No
Nov 27, 2012
10036
Billing disputes
DISCOVER BANK
Closed with monetary relief
Yes
No
Oct 1, 2015
10036
Billing disputes
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Oct 24, 2014
10036
APR or interest rate
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Dec 11, 2013
10036
Advertising and marketing
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Sep 27, 2014
10036
Transaction issue
U.S. BANCORP
Closed with explanation
Yes
Yes
Feb 25, 2014
10036
Other fee
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Apr 5, 2014
10036
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Dec 10, 2014
10036
Credit line increase/decrease
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Mar 14, 2013
10036
Billing statement
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Oct 5, 2015
10036
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
May 17, 2014
10036
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Dec 11, 2012
10036
Closing/Cancelling account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Apr 27, 2014
10036
Customer service / Customer relations
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Mar 10, 2014
10036
Identity theft / Fraud / Embezzlement
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Aug 23, 2016
10036
Rewards
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Apr 18, 2013
10036
Identity theft / Fraud / Embezzlement
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Mar 29, 2013
10036
Billing disputes
WELLS FARGO & COMPANY
Closed with monetary relief
Yes
No
Nov 5, 2016
10036
Rewards
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Oct 24, 2016
10036
Unsolicited issuance of credit card
IMC Capital, LLC
Untimely response
No
No
Sep 26, 2013
10036
Transaction issue
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Mar 1, 2012
10036
Other
BARCLAYS BANK DELAWARE
Closed with non-monetary relief
Yes
No
Mar 29, 2016
10036
Billing statement
CITIBANK, N.A.
Closed with monetary relief
Yes
Yes
Apr 29, 2016
10036
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Dec 26, 2012
10036
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Jan 19, 2016
10036
Rewards
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Mar 12, 2013
10036
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Nov 20, 2015
10036
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No

Local financial institutions in or near 10036

Banks in or near 10036 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10036 produced no matches.

ATMs in or near 10036 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10036 produced no matches.

Credit Unions in or near 10036 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10036 produced no matches.

Household Income Statistics in 10036

Income: 10036 vs. New York

Median household income in 10036 ($67,491) is approximately 5 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10036

The median household income in 10036 is $67,491, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10036 vs. Nation

Median household income in 10036 ($67,491) is approximately 16 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10036

10036 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10036 Credit Cards

For more information about 10036 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York


Go

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau