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Comprehensive Local Credit Card Guide

Credit Cards in 10035 (New York, NY)

Credit Card Debt in 10035

^ Average credit card debt in 10035 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10035

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10035

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10035

Credit Card Debt in 10035


  • 10035 Credit Card Debt
    • The estimated average credit card debt for 10035 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10035


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10035 Credit Scores


  • Credit Scores in 10035
    • Residents of 10035 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10035 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10035 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10035 [4]
    • 10035 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10035 (New York, NY)

Recent credit card complaints originating from consumers in 10035, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Apr 26, 2012
10035
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with relief
Yes
No
May 3, 2012
10035
Billing disputes
JPMORGAN CHASE & CO.
Closed with relief
Yes
No
Jul 17, 2012
10035
Credit card protection / Debt protection
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Jul 14, 2014
10035
APR or interest rate
CITIBANK, N.A.
Closed with explanation
Yes
No
Nov 3, 2013
10035
Late fee
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Jan 5, 2017
10035
Advertising and marketing
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Sep 8, 2012
10035
Closing/Cancelling account
CITIBANK, N.A.
Closed with explanation
Yes
No
Sep 22, 2015
10035
Closing/Cancelling account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Oct 5, 2016
10035
Closing/Cancelling account
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Feb 9, 2012
10035
Credit card protection / Debt protection
HSBC NORTH AMERICA HOLDINGS INC.
Closed without relief
Yes
No
Oct 2, 2015
10035
Identity theft / Fraud / Embezzlement
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
Yes
Sep 24, 2015
10035
Billing disputes
U.S. BANCORP
Closed with non-monetary relief
Yes
No

Local financial institutions in or near 10035

Banks in or near 10035 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10035 produced no matches.

ATMs in or near 10035 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10035 produced no matches.

Credit Unions in or near 10035 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10035 produced no matches.

Household Income Statistics in 10035

Income: 10035 vs. New York

Median household income in 10035 ($15,831) is approximately 75 percent less than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10035

The median household income in 10035 is $15,831, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10035 vs. Nation

Median household income in 10035 ($15,831) is approximately 73 percent less than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10035

10035 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10035 Credit Cards

For more information about 10035 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau