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Comprehensive Local Credit Card Guide

Credit Cards in 10034 (New York, NY)

Credit Card Debt in 10034

^ Average credit card debt in 10034 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10034

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10034

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10034

Credit Card Debt in 10034


  • 10034 Credit Card Debt
    • The estimated average credit card debt for 10034 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10034


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10034 Credit Scores


  • Credit Scores in 10034
    • Residents of 10034 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10034 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10034 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10034 [4]
    • 10034 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10034 (New York, NY)

Recent credit card complaints originating from consumers in 10034, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Mar 25, 2012
10034
Credit determination
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
No
Mar 19, 2015
10034
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Apr 22, 2015
10034
Billing statement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
May 2, 2014
10034
Other
HSBC NORTH AMERICA HOLDINGS INC.
Closed with explanation
Yes
No
Oct 7, 2013
10034
Identity theft / Fraud / Embezzlement
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Jan 9, 2017
10034
Credit card protection / Debt protection
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Aug 11, 2015
10034
Billing disputes
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
No
Jan 22, 2014
10034
Credit determination
DISCOVER BANK
Closed with explanation
Yes
No
Jan 22, 2014
10034
Credit determination
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Jan 6, 2015
10034
Closing/Cancelling account
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Sep 15, 2015
10034
Application processing delay
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No

Local financial institutions in or near 10034

Banks in or near 10034 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10034 produced no matches.

ATMs in or near 10034 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10034 produced no matches.

Credit Unions in or near 10034 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10034 produced no matches.

Household Income Statistics in 10034

Income: 10034 vs. New York

Median household income in 10034 ($27,292) is approximately 58 percent less than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10034

The median household income in 10034 is $27,292, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10034 vs. Nation

Median household income in 10034 ($27,292) is approximately 53 percent less than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10034

10034 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10034 Credit Cards

For more information about 10034 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau