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Comprehensive Local Credit Card Guide

Credit Cards in 10033 (New York, NY)

Credit Card Debt in 10033

^ Average credit card debt in 10033 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10033

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10033

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10033

Credit Card Debt in 10033


  • 10033 Credit Card Debt
    • The estimated average credit card debt for 10033 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10033


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10033 Credit Scores


  • Credit Scores in 10033
    • Residents of 10033 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10033 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10033 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10033 [4]
    • 10033 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10033 (New York, NY)

Recent credit card complaints originating from consumers in 10033, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Mar 27, 2017
10033
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
May 2, 2016
10033
Delinquent account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jul 13, 2016
10033
Advertising and marketing
DISCOVER BANK
Closed with explanation
Yes
No
Feb 22, 2016
10033
Other
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Jan 22, 2016
10033
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
Yes
Aug 9, 2016
10033
Closing/Cancelling account
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Nov 5, 2013
10033
Other
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Nov 5, 2013
10033
Billing disputes
HSBC NORTH AMERICA HOLDINGS INC.
Closed with explanation
Yes
No
Mar 23, 2016
10033
Identity theft / Fraud / Embezzlement
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Dec 27, 2012
10033
Collection debt dispute
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Jul 24, 2012
10033
Credit line increase/decrease
CITIBANK, N.A.
Closed with explanation
Yes
No
Nov 28, 2016
10033
Closing/Cancelling account
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Feb 9, 2016
10033
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No

Local financial institutions in or near 10033

Banks in or near 10033 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10033 produced no matches.

ATMs in or near 10033 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10033 produced no matches.

Credit Unions in or near 10033 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10033 produced no matches.

Household Income Statistics in 10033

Income: 10033 vs. New York

Median household income in 10033 ($28,375) is approximately 56 percent less than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10033

The median household income in 10033 is $28,375, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10033 vs. Nation

Median household income in 10033 ($28,375) is approximately 51 percent less than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10033

10033 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10033 Credit Cards

For more information about 10033 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau