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Comprehensive Local Credit Card Guide

Credit Cards in 10032 (New York, NY)

Credit Card Debt in 10032

^ Average credit card debt in 10032 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10032

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10032

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10032

Credit Card Debt in 10032


  • 10032 Credit Card Debt
    • The estimated average credit card debt for 10032 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10032


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10032 Credit Scores


  • Credit Scores in 10032
    • Residents of 10032 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10032 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10032 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10032 [4]
    • 10032 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10032 (New York, NY)

Recent credit card complaints originating from consumers in 10032, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
May 17, 2012
10032
Credit determination
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Feb 10, 2012
10032
Forbearance / Workout plans
SYNCHRONY FINANCIAL
Closed with relief
Yes
Yes
May 6, 2013
10032
APR or interest rate
DISCOVER BANK
Closed with explanation
Yes
No
Mar 6, 2012
10032
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
No
May 3, 2013
10032
APR or interest rate
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Mar 26, 2013
10032
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Feb 18, 2015
10032
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Sep 20, 2014
10032
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
Yes
Feb 16, 2016
10032
Payoff process
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Feb 7, 2012
10032
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed without relief
Yes
No
Feb 7, 2012
10032
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed without relief
Yes
No
Jan 8, 2013
10032
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jun 1, 2014
10032
Credit determination
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Mar 19, 2012
10032
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed without relief
Yes
No
May 11, 2013
10032
Delinquent account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Feb 7, 2012
10032
Identity theft / Fraud / Embezzlement
SYNCHRONY FINANCIAL
Closed without relief
Yes
No
Aug 19, 2014
10032
Late fee
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Mar 7, 2014
10032
Delinquent account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Feb 7, 2012
10032
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed without relief
Yes
No
Oct 4, 2016
10032
Rewards
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Apr 24, 2013
10032
Billing disputes
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Feb 7, 2012
10032
Identity theft / Fraud / Embezzlement
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No

Local financial institutions in or near 10032

Banks in or near 10032 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10032 produced no matches.

ATMs in or near 10032 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10032 produced no matches.

Credit Unions in or near 10032 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10032 produced no matches.

Household Income Statistics in 10032

Income: 10032 vs. New York

Median household income in 10032 ($44,260) is approximately 31 percent less than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10032

The median household income in 10032 is $44,260, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10032 vs. Nation

Median household income in 10032 ($44,260) is approximately 24 percent less than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10032

10032 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10032 Credit Cards

For more information about 10032 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau