Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 10031 (New York, NY)

Credit Card Debt in 10031

^ Average credit card debt in 10031 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10031

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10031

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10031

Credit Card Debt in 10031


  • 10031 Credit Card Debt
    • The estimated average credit card debt for 10031 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10031


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


10031 Credit Scores


  • Credit Scores in 10031
    • Residents of 10031 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10031 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10031 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10031 [4]
    • 10031 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10031 (New York, NY)

Recent credit card complaints originating from consumers in 10031, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Mar 11, 2015
10031
APR or interest rate
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Nov 19, 2014
10031
Late fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jan 26, 2012
10031
Billing disputes
FIFTH THIRD FINANCIAL CORPORATION
Closed without relief
Yes
No
Sep 13, 2012
10031
Sale of account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
May 13, 2014
10031
Unsolicited issuance of credit card
CITIBANK, N.A.
Closed with explanation
Yes
No
Feb 12, 2014
10031
Unsolicited issuance of credit card
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
May 4, 2016
10031
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Sep 21, 2013
10031
Identity theft / Fraud / Embezzlement
DISCOVER BANK
Closed with explanation
Yes
No
May 11, 2014
10031
Other
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Sep 3, 2014
10031
Credit card protection / Debt protection
CITIBANK, N.A.
Closed with monetary relief
Yes
No
May 18, 2015
10031
Closing/Cancelling account
BARCLAYS BANK DELAWARE
Closed with monetary relief
Yes
No
May 6, 2014
10031
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Sep 18, 2014
10031
Late fee
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
May 11, 2014
10031
Identity theft / Fraud / Embezzlement
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
No
Apr 21, 2015
10031
Payoff process
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jul 22, 2015
10031
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Jan 8, 2016
10031
Late fee
WELLS FARGO & COMPANY
Closed with monetary relief
Yes
No
Jun 6, 2014
10031
Delinquent account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Feb 19, 2015
10031
Other
JPMORGAN CHASE & CO.
Closed with non-monetary relief
Yes
No
Jan 30, 2012
10031
Collection debt dispute
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
Yes
Mar 14, 2017
10031
Other fee
Continental Finance Company, LLC
Closed with explanation
Yes
No

Local financial institutions in or near 10031

Banks in or near 10031 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10031 produced no matches.

ATMs in or near 10031 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10031 produced no matches.

Credit Unions in or near 10031 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10031 produced no matches.

Household Income Statistics in 10031

Income: 10031 vs. New York

Median household income in 10031 ($21,750) is approximately 66 percent less than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10031

The median household income in 10031 is $21,750, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10031 vs. Nation

Median household income in 10031 ($21,750) is approximately 63 percent less than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10031

10031 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10031 Credit Cards

For more information about 10031 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York


Go

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau