Credit Card & Personal Finance Statistics in 10031
Credit Card Debt in 10031
- 10031 Credit Card Debt
- The estimated average credit card debt for 10031 residents is $4,952. 
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. 
Credit Card Calculator for 10031
10031 Credit Scores
- Credit Scores in 10031
- Residents of 10031 (NY) have an estimated average credit score of 704. 
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. 
More 10031 (New York, NY) Credit Stats
- Credit card delinquency rates in New York 
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 10031 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 10031 
- 10031 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 10031 (New York, NY)
Recent credit card complaints originating from consumers in 10031, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.
|Date Complaint Filed||ZIP of Complaint||Type of Complaint||Company||Status of Complaint||Timely response?||Consumer disputed?|
|Mar 11, 2015||10031||APR or interest rate||SYNCHRONY FINANCIAL||Closed with explanation||Yes||No|
|Nov 19, 2014||10031||Late fee||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
|Jan 26, 2012||10031||Billing disputes||FIFTH THIRD FINANCIAL CORPORATION||Closed without relief||Yes||No|
|Sep 13, 2012||10031||Sale of account||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||No|
|May 13, 2014||10031||Unsolicited issuance of credit card||CITIBANK, N.A.||Closed with explanation||Yes||No|
|Feb 12, 2014||10031||Unsolicited issuance of credit card||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with non-monetary relief||Yes||No|
|May 4, 2016||10031||Billing disputes||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|Sep 21, 2013||10031||Identity theft / Fraud / Embezzlement||DISCOVER BANK||Closed with explanation||Yes||No|
|May 11, 2014||10031||Other||AMERICAN EXPRESS COMPANY||Closed with explanation||Yes||No|
|Sep 3, 2014||10031||Credit card protection / Debt protection||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
|May 18, 2015||10031||Closing/Cancelling account||BARCLAYS BANK DELAWARE||Closed with monetary relief||Yes||No|
|May 6, 2014||10031||Other||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||No|
|Sep 18, 2014||10031||Late fee||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|May 11, 2014||10031||Identity theft / Fraud / Embezzlement||SYNCHRONY FINANCIAL||Closed with non-monetary relief||Yes||No|
|Apr 21, 2015||10031||Payoff process||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|Jul 22, 2015||10031||Billing disputes||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||Yes|
|Jan 8, 2016||10031||Late fee||WELLS FARGO & COMPANY||Closed with monetary relief||Yes||No|
|Jun 6, 2014||10031||Delinquent account||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||No|
|Feb 19, 2015||10031||Other||JPMORGAN CHASE & CO.||Closed with non-monetary relief||Yes||No|
|Jan 30, 2012||10031||Collection debt dispute||CAPITAL ONE FINANCIAL CORPORATION||Closed without relief||Yes||Yes|
|Mar 14, 2017||10031||Other fee||Continental Finance Company, LLC||Closed with explanation||Yes||No|
Local financial institutions in or near 10031
Banks in or near 10031 (New York, NY)
Local banks offering credit and financial products to residents of the community.
Sorry, no local banks found.
Our search for banks located in 10031 produced no matches.
ATMs in or near 10031 (New York, NY)
Local Automated Teller Machines (ATMs) for use by residents of the community.
Sorry, no local ATMs were found.
Our search for ATMs located in 10031 produced no matches.
Credit Unions in or near 10031 (New York, NY)
Local credit unions offering financial products to residents of the community.
Sorry, no local credit unions were found.
Our search for credit unions located in 10031 produced no matches.
Household Income Statistics in 10031
Income: 10031 vs. New York
Median household income in 10031 ($21,750) is approximately 66 percent less than the median income for the state as a whole ($64,481). 
Income Breakdown in 10031
The median household income in 10031 is $21,750, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. 
Income: 10031 vs. Nation
Median household income in 10031 ($21,750) is approximately 63 percent less than the median income for the entire United States ($58,283). 
Additional information about New York
10031 is associated with the city of New York, which is located in New York County in the state of New York. 
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New York State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau