Credit Card & Personal Finance Statistics in 10029
Credit Card Debt in 10029
- 10029 Credit Card Debt
- The estimated average credit card debt for 10029 residents is $4,952. 
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. 
Credit Card Calculator for 10029
10029 Credit Scores
- Credit Scores in 10029
- Residents of 10029 (NY) have an estimated average credit score of 704. 
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. 
More 10029 (New York, NY) Credit Stats
- Credit card delinquency rates in New York 
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 10029 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 10029 
- 10029 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 10029 (New York, NY)
Recent credit card complaints originating from consumers in 10029, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.
|Date Complaint Filed||ZIP of Complaint||Type of Complaint||Company||Status of Complaint||Timely response?||Consumer disputed?|
|Mar 24, 2017||10029||Billing disputes||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|Oct 22, 2012||10029||APR or interest rate||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||Yes|
|Jan 4, 2017||10029||Rewards||Alliance Data Card Services||Closed with explanation||Yes||Yes|
|Jul 28, 2016||10029||Other||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|Feb 3, 2012||10029||Identity theft / Fraud / Embezzlement||JPMORGAN CHASE & CO.||Closed without relief||Yes||No|
|Oct 11, 2013||10029||Other||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||No|
|Jun 5, 2015||10029||Credit card protection / Debt protection||DISCOVER BANK||Closed with explanation||Yes||No|
|Dec 13, 2016||10029||Billing disputes||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|May 12, 2015||10029||Credit card protection / Debt protection||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||No|
|Sep 14, 2016||10029||Billing disputes||SYNCHRONY FINANCIAL||Closed with monetary relief||Yes||No|
|Aug 28, 2014||10029||Other fee||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|Oct 20, 2016||10029||Unsolicited issuance of credit card||WELLS FARGO & COMPANY||Closed with explanation||Yes||No|
|Jul 23, 2012||10029||Late fee||SYNCHRONY FINANCIAL||Closed with monetary relief||Yes||No|
|Feb 2, 2017||10029||Late fee||BARCLAYS BANK DELAWARE||Closed with monetary relief||Yes||No|
|Apr 10, 2014||10029||Other fee||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|Apr 27, 2012||10029||Balance transfer||DISCOVER BANK||Closed without relief||Yes||No|
|Jan 4, 2017||10029||APR or interest rate||Alliance Data Card Services||Closed with monetary relief||Yes||No|
|Jul 26, 2016||10029||Other||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
|Nov 21, 2012||10029||Closing/Cancelling account||CITIBANK, N.A.||Closed with explanation||Yes||No|
|May 22, 2013||10029||Other||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||No|
|Jan 11, 2017||10029||Billing disputes||Alliance Data Card Services||Closed with explanation||Yes||Yes|
|Apr 28, 2014||10029||Unsolicited issuance of credit card||CITIBANK, N.A.||Closed with explanation||Yes||No|
|Sep 5, 2014||10029||Late fee||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
|Aug 26, 2016||10029||Late fee||CAPITAL ONE FINANCIAL CORPORATION||Closed with explanation||Yes||No|
|Dec 12, 2012||10029||Other fee||CITIBANK, N.A.||Closed with monetary relief||Yes||Yes|
|Feb 29, 2012||10029||Credit line increase/decrease||CITIBANK, N.A.||Closed without relief||Yes||No|
|Feb 22, 2012||10029||Billing disputes||CAPITAL ONE FINANCIAL CORPORATION||Closed without relief||Yes||No|
|Jan 3, 2013||10029||Billing disputes||JPMORGAN CHASE & CO.||Closed with monetary relief||Yes||No|
|Dec 8, 2012||10029||Transaction issue||CITIBANK, N.A.||Closed with non-monetary relief||Yes||No|
|Apr 27, 2012||10029||Credit line increase/decrease||JPMORGAN CHASE & CO.||Closed without relief||Yes||No|
|Jul 12, 2012||10029||Credit reporting||CAPITAL ONE FINANCIAL CORPORATION||Closed with explanation||Yes||No|
Local financial institutions in or near 10029
Banks in or near 10029 (New York, NY)
Local banks offering credit and financial products to residents of the community.
Sorry, no local banks found.
Our search for banks located in 10029 produced no matches.
ATMs in or near 10029 (New York, NY)
Local Automated Teller Machines (ATMs) for use by residents of the community.
Sorry, no local ATMs were found.
Our search for ATMs located in 10029 produced no matches.
Credit Unions in or near 10029 (New York, NY)
Local credit unions offering financial products to residents of the community.
Sorry, no local credit unions were found.
Our search for credit unions located in 10029 produced no matches.
Household Income Statistics in 10029
Income: 10029 vs. New York
Median household income in 10029 ($48,255) is approximately 25 percent less than the median income for the state as a whole ($64,481). 
Income Breakdown in 10029
The median household income in 10029 is $48,255, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. 
Income: 10029 vs. Nation
Median household income in 10029 ($48,255) is approximately 17 percent less than the median income for the entire United States ($58,283). 
Additional information about New York
10029 is associated with the city of New York, which is located in New York County in the state of New York. 
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New York State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau