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Comprehensive Local Credit Card Guide

Credit Cards in 10029 (New York, NY)

Credit Card Debt in 10029

^ Average credit card debt in 10029 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10029

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10029

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10029

Credit Card Debt in 10029


  • 10029 Credit Card Debt
    • The estimated average credit card debt for 10029 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10029


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10029 Credit Scores


  • Credit Scores in 10029
    • Residents of 10029 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10029 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10029 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10029 [4]
    • 10029 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10029 (New York, NY)

Recent credit card complaints originating from consumers in 10029, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Mar 24, 2017
10029
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Oct 22, 2012
10029
APR or interest rate
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Jan 4, 2017
10029
Rewards
Alliance Data Card Services
Closed with explanation
Yes
Yes
Jul 28, 2016
10029
Other
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Feb 3, 2012
10029
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed without relief
Yes
No
Oct 11, 2013
10029
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jun 5, 2015
10029
Credit card protection / Debt protection
DISCOVER BANK
Closed with explanation
Yes
No
Dec 13, 2016
10029
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
May 12, 2015
10029
Credit card protection / Debt protection
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Sep 14, 2016
10029
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Aug 28, 2014
10029
Other fee
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Oct 20, 2016
10029
Unsolicited issuance of credit card
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Jul 23, 2012
10029
Late fee
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Feb 2, 2017
10029
Late fee
BARCLAYS BANK DELAWARE
Closed with monetary relief
Yes
No
Apr 10, 2014
10029
Other fee
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Apr 27, 2012
10029
Balance transfer
DISCOVER BANK
Closed without relief
Yes
No
Jan 4, 2017
10029
APR or interest rate
Alliance Data Card Services
Closed with monetary relief
Yes
No
Jul 26, 2016
10029
Other
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Nov 21, 2012
10029
Closing/Cancelling account
CITIBANK, N.A.
Closed with explanation
Yes
No
May 22, 2013
10029
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jan 11, 2017
10029
Billing disputes
Alliance Data Card Services
Closed with explanation
Yes
Yes
Apr 28, 2014
10029
Unsolicited issuance of credit card
CITIBANK, N.A.
Closed with explanation
Yes
No
Sep 5, 2014
10029
Late fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Aug 26, 2016
10029
Late fee
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Dec 12, 2012
10029
Other fee
CITIBANK, N.A.
Closed with monetary relief
Yes
Yes
Feb 29, 2012
10029
Credit line increase/decrease
CITIBANK, N.A.
Closed without relief
Yes
No
Feb 22, 2012
10029
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
No
Jan 3, 2013
10029
Billing disputes
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Dec 8, 2012
10029
Transaction issue
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Apr 27, 2012
10029
Credit line increase/decrease
JPMORGAN CHASE & CO.
Closed without relief
Yes
No
Jul 12, 2012
10029
Credit reporting
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No

Local financial institutions in or near 10029

Banks in or near 10029 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10029 produced no matches.

ATMs in or near 10029 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10029 produced no matches.

Credit Unions in or near 10029 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10029 produced no matches.

Household Income Statistics in 10029

Income: 10029 vs. New York

Median household income in 10029 ($48,255) is approximately 25 percent less than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10029

The median household income in 10029 is $48,255, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10029 vs. Nation

Median household income in 10029 ($48,255) is approximately 17 percent less than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10029

10029 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10029 Credit Cards

For more information about 10029 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau