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Comprehensive Local Credit Card Guide

Credit Cards in 10028 (New York, NY)

Credit Card Debt in 10028

^ Average credit card debt in 10028 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10028

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10028

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10028

Credit Card Debt in 10028


  • 10028 Credit Card Debt
    • The estimated average credit card debt for 10028 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10028


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10028 Credit Scores


  • Credit Scores in 10028
    • Residents of 10028 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10028 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10028 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10028 [4]
    • 10028 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10028 (New York, NY)

Recent credit card complaints originating from consumers in 10028, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jul 10, 2016
10028
Other
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
May 22, 2015
10028
Closing/Cancelling account
First Data Corporation
Closed with explanation
Yes
Yes
Apr 9, 2015
10028
Application processing delay
TD BANK US HOLDING COMPANY
Closed
Yes
No
Dec 3, 2011
10028
Collection practices
DISCOVER BANK
Closed without relief
Yes
No
Sep 6, 2013
10028
Delinquent account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jan 15, 2015
10028
Privacy
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Apr 9, 2015
10028
Application processing delay
CAPITAL ONE FINANCIAL CORPORATION
Closed
Yes
No
Nov 26, 2014
10028
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with explanation
Yes
No
Feb 13, 2017
10028
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Feb 15, 2013
10028
Application processing delay
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Nov 14, 2016
10028
APR or interest rate
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Dec 3, 2011
10028
Collection debt dispute
AMERICAN EXPRESS COMPANY
Closed without relief
Yes
No
May 17, 2016
10028
Other
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Jul 5, 2012
10028
Late fee
CITIBANK, N.A.
Closed with explanation
Yes
No
Mar 17, 2016
10028
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Mar 9, 2017
10028
Other
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Apr 29, 2015
10028
Advertising and marketing
U.S. BANCORP
Closed with non-monetary relief
Yes
No
Jul 19, 2012
10028
Rewards
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jul 16, 2016
10028
Advertising and marketing
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
Yes
Oct 3, 2012
10028
APR or interest rate
HSBC NORTH AMERICA HOLDINGS INC.
Closed with explanation
Yes
Yes
Jun 1, 2012
10028
Closing/Cancelling account
CITIBANK, N.A.
Closed with explanation
Yes
No
Mar 30, 2016
10028
Credit line increase/decrease
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Apr 21, 2013
10028
APR or interest rate
TD BANK US HOLDING COMPANY
Closed with monetary relief
Yes
No
Jun 20, 2016
10028
Rewards
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Jul 12, 2016
10028
Credit determination
CITIBANK, N.A.
Closed with non-monetary relief
Yes
Yes
Aug 11, 2016
10028
Payoff process
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jan 17, 2017
10028
Customer service / Customer relations
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Mar 7, 2017
10028
Credit card protection / Debt protection
CITIBANK, N.A.
Closed with explanation
Yes
No
Jul 23, 2014
10028
Late fee
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Jan 8, 2015
10028
Privacy
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
Aug 17, 2016
10028
Payoff process
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Sep 7, 2014
10028
Rewards
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Dec 2, 2016
10028
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Nov 5, 2012
10028
Other
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Dec 2, 2014
10028
Rewards
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Sep 14, 2016
10028
Closing/Cancelling account
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Feb 16, 2017
10028
Rewards
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
Yes
May 17, 2012
10028
Billing disputes
JPMORGAN CHASE & CO.
Closed with relief
Yes
No
Jul 31, 2012
10028
Transaction issue
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Oct 10, 2016
10028
Closing/Cancelling account
WELLS FARGO & COMPANY
Closed with explanation
Yes
No

Local financial institutions in or near 10028

Banks in or near 10028 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10028 produced no matches.

ATMs in or near 10028 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10028 produced no matches.

Credit Unions in or near 10028 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10028 produced no matches.

Household Income Statistics in 10028

Income: 10028 vs. New York

Median household income in 10028 ($89,614) is approximately 39 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10028

The median household income in 10028 is $89,614, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10028 vs. Nation

Median household income in 10028 ($89,614) is approximately 54 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10028

10028 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10028 Credit Cards

For more information about 10028 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau