Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 10027 (New York, NY)

Credit Card Debt in 10027

^ Average credit card debt in 10027 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10027

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10027

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10027

Credit Card Debt in 10027


  • 10027 Credit Card Debt
    • The estimated average credit card debt for 10027 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10027


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


10027 Credit Scores


  • Credit Scores in 10027
    • Residents of 10027 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10027 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10027 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10027 [4]
    • 10027 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10027 (New York, NY)

Recent credit card complaints originating from consumers in 10027, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Sep 25, 2014
10027
Identity theft / Fraud / Embezzlement
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
Yes
Feb 17, 2013
10027
APR or interest rate
CITIBANK, N.A.
Closed with explanation
Yes
No
Sep 17, 2013
10027
Late fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jul 17, 2013
10027
Other fee
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
May 19, 2014
10027
APR or interest rate
WELLS FARGO & COMPANY
Closed with monetary relief
Yes
No
Jan 6, 2014
10027
Other
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Oct 30, 2013
10027
Overlimit fee
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Aug 8, 2013
10027
Advertising and marketing
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Nov 23, 2015
10027
Identity theft / Fraud / Embezzlement
HSBC NORTH AMERICA HOLDINGS INC.
Closed with explanation
Yes
Yes
Aug 7, 2012
10027
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
May 19, 2012
10027
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Dec 22, 2012
10027
Payoff process
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Feb 24, 2012
10027
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with relief
Yes
No
Dec 7, 2012
10027
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Feb 21, 2015
10027
Transaction issue
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Jun 28, 2013
10027
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Apr 26, 2013
10027
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
Mar 8, 2012
10027
Payoff process
CITIBANK, N.A.
Closed without relief
Yes
Yes
Jan 20, 2016
10027
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Jan 4, 2013
10027
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Jul 26, 2016
10027
Billing disputes
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Feb 23, 2015
10027
Billing disputes
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Oct 29, 2014
10027
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Dec 22, 2015
10027
Other
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Mar 19, 2012
10027
APR or interest rate
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
No
Oct 30, 2013
10027
Overlimit fee
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No

Local financial institutions in or near 10027

Banks in or near 10027 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10027 produced no matches.

ATMs in or near 10027 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10027 produced no matches.

Credit Unions in or near 10027 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10027 produced no matches.

Household Income Statistics in 10027

Income: 10027 vs. New York

Median household income in 10027 ($21,365) is approximately 67 percent less than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10027

The median household income in 10027 is $21,365, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10027 vs. Nation

Median household income in 10027 ($21,365) is approximately 63 percent less than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10027

10027 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10027 Credit Cards

For more information about 10027 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York


Go

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau