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Comprehensive Local Credit Card Guide

Credit Cards in 10026 (New York, NY)

Credit Card Debt in 10026

^ Average credit card debt in 10026 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10026

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10026

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10026

Credit Card Debt in 10026


  • 10026 Credit Card Debt
    • The estimated average credit card debt for 10026 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10026


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10026 Credit Scores


  • Credit Scores in 10026
    • Residents of 10026 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10026 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10026 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10026 [4]
    • 10026 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10026 (New York, NY)

Recent credit card complaints originating from consumers in 10026, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
May 31, 2016
10026
Customer service / Customer relations
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
No
Dec 13, 2011
10026
Payoff process
JPMORGAN CHASE & CO.
Closed without relief
Yes
No
Sep 9, 2015
10026
Customer service / Customer relations
BBVA COMPASS FINANCIAL CORPORATION
Closed with explanation
Yes
No
Aug 6, 2012
10026
Credit line increase/decrease
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Apr 8, 2013
10026
APR or interest rate
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Dec 21, 2011
10026
Other fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with relief
Yes
No
Mar 12, 2012
10026
Late fee
WELLS FARGO & COMPANY
Closed with relief
Yes
No
Mar 10, 2013
10026
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Sep 23, 2013
10026
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Oct 25, 2013
10026
Other fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Aug 26, 2016
10026
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Sep 15, 2014
10026
Identity theft / Fraud / Embezzlement
Comerica
Closed with monetary relief
Yes
No
Apr 14, 2012
10026
Collection debt dispute
AMERICAN EXPRESS COMPANY
Closed without relief
Yes
Yes
Oct 23, 2012
10026
Credit reporting
CITIBANK, N.A.
Closed with explanation
Yes
No
Sep 27, 2013
10026
Rewards
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Jun 18, 2012
10026
Credit card protection / Debt protection
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
Yes
Nov 2, 2012
10026
Sale of account
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Feb 4, 2016
10026
Other
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No

Local financial institutions in or near 10026

Banks in or near 10026 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10026 produced no matches.

ATMs in or near 10026 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10026 produced no matches.

Credit Unions in or near 10026 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10026 produced no matches.

Household Income Statistics in 10026

Income: 10026 vs. New York

Median household income in 10026 ($32,313) is approximately 50 percent less than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10026

The median household income in 10026 is $32,313, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10026 vs. Nation

Median household income in 10026 ($32,313) is approximately 45 percent less than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10026

10026 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10026 Credit Cards

For more information about 10026 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau