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Comprehensive Local Credit Card Guide

Credit Cards in 10025 (New York, NY)

Credit Card Debt in 10025

^ Average credit card debt in 10025 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10025

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10025

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10025

Credit Card Debt in 10025


  • 10025 Credit Card Debt
    • The estimated average credit card debt for 10025 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10025


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10025 Credit Scores


  • Credit Scores in 10025
    • Residents of 10025 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10025 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10025 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10025 [4]
    • 10025 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10025 (New York, NY)

Recent credit card complaints originating from consumers in 10025, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
May 11, 2013
10025
Late fee
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Sep 8, 2015
10025
Late fee
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
Yes
Feb 18, 2012
10025
Delinquent account
AMERICAN EXPRESS COMPANY
Closed without relief
Yes
No
Jul 18, 2013
10025
Balance transfer
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Oct 3, 2016
10025
Unsolicited issuance of credit card
BARCLAYS BANK DELAWARE
Closed with monetary relief
Yes
No
Sep 29, 2012
10025
Customer service / Customer relations
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jan 5, 2015
10025
Other
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Mar 19, 2012
10025
Customer service / Customer relations
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
Yes
Feb 21, 2014
10025
Other fee
CITIBANK, N.A.
Closed with explanation
Yes
No
Sep 16, 2013
10025
Customer service / Customer relations
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Dec 19, 2014
10025
Rewards
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
No
Feb 22, 2016
10025
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Feb 3, 2017
10025
Rewards
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Jan 7, 2015
10025
Late fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Oct 10, 2014
10025
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Dec 3, 2016
10025
Billing disputes
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Jan 1, 2016
10025
Application processing delay
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Jun 5, 2015
10025
Rewards
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jun 4, 2012
10025
Late fee
WELLS FARGO & COMPANY
Closed with monetary relief
Yes
No
Jul 16, 2014
10025
Billing disputes
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
No
Mar 7, 2012
10025
Other
CITIBANK, N.A.
Closed with relief
Yes
No
Nov 9, 2015
10025
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Dec 12, 2011
10025
Billing disputes
AMERICAN EXPRESS COMPANY
Closed without relief
Yes
Yes
Apr 7, 2015
10025
Customer service / Customer relations
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
No
No
Sep 15, 2016
10025
Identity theft / Fraud / Embezzlement
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Feb 2, 2013
10025
Billing statement
STERLING JEWELERS, INC.
Closed with explanation
Yes
No
Aug 6, 2012
10025
Credit line increase/decrease
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Jul 6, 2013
10025
Payoff process
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Jul 18, 2013
10025
Billing disputes
JPMORGAN CHASE & CO.
Closed with non-monetary relief
Yes
No
Oct 4, 2015
10025
Other fee
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Mar 14, 2014
10025
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jul 10, 2014
10025
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Aug 16, 2014
10025
Late fee
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Oct 19, 2016
10025
APR or interest rate
SANTANDER BANK, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jun 20, 2012
10025
APR or interest rate
JPMORGAN CHASE & CO.
Closed with non-monetary relief
Yes
No
May 18, 2015
10025
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jul 25, 2013
10025
Billing disputes
DISCOVER BANK
Closed with explanation
Yes
No
Feb 18, 2012
10025
Advertising and marketing
AMERICAN EXPRESS COMPANY
Closed without relief
Yes
Yes
Jan 7, 2014
10025
Credit determination
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Aug 22, 2016
10025
Unsolicited issuance of credit card
NETSPEND CORPORATION
Closed with explanation
Yes
No
Dec 2, 2013
10025
Unsolicited issuance of credit card
CITIBANK, N.A.
Closed with non-monetary relief
Yes
Yes
Feb 21, 2014
10025
Customer service / Customer relations
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
No
Dec 31, 2014
10025
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Mar 7, 2016
10025
Customer service / Customer relations
CITIBANK, N.A.
Closed with explanation
Yes
No
Feb 9, 2012
10025
Collection practices
DISCOVER BANK
Closed without relief
Yes
Yes
Jul 13, 2012
10025
Unsolicited issuance of credit card
Synovus Bank
Closed with non-monetary relief
Yes
No
Feb 6, 2015
10025
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Dec 3, 2015
10025
APR or interest rate
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No

Local financial institutions in or near 10025

Banks in or near 10025 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10025 produced no matches.

ATMs in or near 10025 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10025 produced no matches.

Credit Unions in or near 10025 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10025 produced no matches.

Household Income Statistics in 10025

Income: 10025 vs. New York

Median household income in 10025 ($40,975) is approximately 36 percent less than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10025

The median household income in 10025 is $40,975, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10025 vs. Nation

Median household income in 10025 ($40,975) is approximately 30 percent less than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10025

10025 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10025 Credit Cards

For more information about 10025 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau