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Comprehensive Local Credit Card Guide

Credit Cards in 10023 (New York, NY)

Credit Card Debt in 10023

^ Average credit card debt in 10023 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10023

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10023

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10023

Credit Card Debt in 10023


  • 10023 Credit Card Debt
    • The estimated average credit card debt for 10023 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10023


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10023 Credit Scores


  • Credit Scores in 10023
    • Residents of 10023 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10023 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10023 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10023 [4]
    • 10023 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10023 (New York, NY)

Recent credit card complaints originating from consumers in 10023, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jun 19, 2012
10023
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Aug 21, 2015
10023
Other
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Dec 2, 2014
10023
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Oct 11, 2015
10023
Other
CITIBANK, N.A.
Closed with explanation
Yes
No
Dec 18, 2012
10023
Other fee
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Nov 2, 2015
10023
APR or interest rate
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Aug 24, 2012
10023
Collection debt dispute
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Nov 8, 2013
10023
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jan 11, 2012
10023
Collection practices
JPMORGAN CHASE & CO.
Closed without relief
Yes
Yes
Oct 15, 2013
10023
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Sep 23, 2016
10023
Billing statement
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Jul 10, 2014
10023
Late fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jul 30, 2015
10023
Customer service / Customer relations
BMO HARRIS BANK NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jan 8, 2013
10023
Collection practices
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
May 10, 2014
10023
Credit determination
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
May 18, 2012
10023
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
No
Jul 19, 2012
10023
Collection debt dispute
DISCOVER BANK
Closed with explanation
Yes
Yes
Jul 17, 2013
10023
Credit card protection / Debt protection
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Dec 2, 2014
10023
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Oct 28, 2015
10023
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Sep 9, 2016
10023
Advertising and marketing
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Aug 20, 2013
10023
Credit card protection / Debt protection
PNC Bank N.A.
Closed with non-monetary relief
Yes
No
Jun 19, 2012
10023
Other
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Jun 21, 2012
10023
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Nov 5, 2014
10023
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
Yes
May 3, 2012
10023
Credit determination
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
Yes
Oct 16, 2013
10023
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Feb 14, 2014
10023
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jul 20, 2015
10023
Delinquent account
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
May 17, 2012
10023
Billing disputes
CITIBANK, N.A.
Closed without relief
Yes
No
Jan 5, 2012
10023
Billing disputes
CITIBANK, N.A.
Closed with relief
Yes
Yes
Nov 24, 2014
10023
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Dec 29, 2016
10023
Advertising and marketing
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Jul 16, 2012
10023
Collection practices
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Jan 5, 2012
10023
Credit card protection / Debt protection
BMO HARRIS BANK NATIONAL ASSOCIATION
Closed with relief
Yes
No
Apr 4, 2014
10023
Other
CITIBANK, N.A.
Closed with explanation
Yes
No
Nov 24, 2014
10023
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jan 10, 2013
10023
Credit determination
SYNCHRONY FINANCIAL
Closed
Yes
Yes
Aug 21, 2012
10023
Privacy
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
May 21, 2012
10023
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Mar 3, 2013
10023
Credit reporting
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Dec 2, 2014
10023
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jan 5, 2012
10023
Billing disputes
AMERICAN EXPRESS COMPANY
Closed without relief
Yes
No
Apr 22, 2015
10023
Delinquent account
CITIBANK, N.A.
Closed with non-monetary relief
Yes
Yes
Dec 2, 2014
10023
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Nov 5, 2012
10023
Transaction issue
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Aug 20, 2013
10023
Rewards
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Sep 5, 2013
10023
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Aug 6, 2012
10023
APR or interest rate
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Sep 28, 2013
10023
APR or interest rate
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Mar 28, 2017
10023
Closing/Cancelling account
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Aug 15, 2013
10023
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Mar 14, 2012
10023
Collection debt dispute
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
Yes
Aug 1, 2012
10023
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Nov 24, 2014
10023
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jan 28, 2015
10023
Closing/Cancelling account
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Dec 2, 2014
10023
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
May 6, 2013
10023
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
Dec 1, 2016
10023
Advertising and marketing
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Aug 18, 2014
10023
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Dec 2, 2013
10023
Unsolicited issuance of credit card
U.S. BANCORP
Closed with non-monetary relief
Yes
No
Sep 28, 2015
10023
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with explanation
Yes
No
Nov 20, 2014
10023
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes

Local financial institutions in or near 10023

Banks in or near 10023 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10023 produced no matches.

ATMs in or near 10023 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10023 produced no matches.

Credit Unions in or near 10023 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10023 produced no matches.

Household Income Statistics in 10023

Income: 10023 vs. New York

Median household income in 10023 ($91,441) is approximately 42 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10023

The median household income in 10023 is $91,441, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10023 vs. Nation

Median household income in 10023 ($91,441) is approximately 57 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10023

10023 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10023 Credit Cards

For more information about 10023 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau