Credit Card & Personal Finance Statistics in 10022
Credit Card Debt in 10022
- 10022 Credit Card Debt
- The estimated average credit card debt for 10022 residents is $4,952. 
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. 
Credit Card Calculator for 10022
10022 Credit Scores
- Credit Scores in 10022
- Residents of 10022 (NY) have an estimated average credit score of 704. 
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. 
More 10022 (New York, NY) Credit Stats
- Credit card delinquency rates in New York 
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 10022 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 10022 
- 10022 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 10022 (New York, NY)
Recent credit card complaints originating from consumers in 10022, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.
|Date Complaint Filed||ZIP of Complaint||Type of Complaint||Company||Status of Complaint||Timely response?||Consumer disputed?|
|Aug 26, 2014||10022||Identity theft / Fraud / Embezzlement||AMERICAN EXPRESS COMPANY||Closed with monetary relief||Yes||No|
|Jul 19, 2016||10022||Billing disputes||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
|Apr 6, 2017||10022||Transaction issue||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
|May 21, 2012||10022||Billing disputes||AMERICAN EXPRESS COMPANY||Closed without relief||Yes||No|
|Apr 11, 2017||10022||Credit determination||BANCO POPULAR DE PUERTO RICO||Closed with non-monetary relief||Yes||No|
|Aug 6, 2013||10022||Billing disputes||DISCOVER BANK||Closed with explanation||Yes||Yes|
|Jul 21, 2012||10022||Advertising and marketing||JPMORGAN CHASE & CO.||Closed with monetary relief||Yes||No|
|Apr 19, 2016||10022||Billing disputes||BARCLAYS BANK DELAWARE||Closed with explanation||Yes||No|
|Jan 16, 2014||10022||Billing disputes||AMERICAN EXPRESS COMPANY||Closed with monetary relief||Yes||No|
|Apr 11, 2012||10022||Rewards||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with relief||Yes||Yes|
|Feb 16, 2013||10022||Payoff process||CITIBANK, N.A.||Closed with explanation||Yes||No|
|Nov 28, 2013||10022||Credit determination||CITIBANK, N.A.||Closed with explanation||Yes||No|
|Jan 30, 2016||10022||Closing/Cancelling account||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||No|
|Oct 29, 2013||10022||Closing/Cancelling account||AMERICAN EXPRESS COMPANY||Closed with explanation||Yes||Yes|
|May 7, 2016||10022||Billing disputes||SYNCHRONY FINANCIAL||Closed with explanation||Yes||No|
|Dec 11, 2011||10022||Late fee||M&T BANK CORPORATION||Closed with relief||No||No|
|Sep 11, 2015||10022||APR or interest rate||CAPITAL ONE FINANCIAL CORPORATION||Closed with non-monetary relief||Yes||No|
|Aug 13, 2013||10022||Other fee||CITIBANK, N.A.||Closed with explanation||Yes||No|
|Jan 5, 2016||10022||Billing disputes||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
|Feb 6, 2017||10022||Closing/Cancelling account||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|Apr 16, 2013||10022||Other||SYNCHRONY FINANCIAL||Closed with explanation||Yes||No|
|Jun 9, 2014||10022||Other||CITIBANK, N.A.||Closed with explanation||Yes||No|
|Jun 2, 2012||10022||Other fee||CITIBANK, N.A.||Closed with monetary relief||Yes||Yes|
|May 30, 2014||10022||Billing disputes||AMERICAN EXPRESS COMPANY||Closed with explanation||Yes||No|
|Nov 2, 2015||10022||Billing disputes||AMERICAN EXPRESS COMPANY||Closed with explanation||Yes||No|
|Dec 7, 2016||10022||Billing disputes||AMERICAN EXPRESS COMPANY||Closed with explanation||Yes||Yes|
|Feb 12, 2017||10022||Closing/Cancelling account||AMERICAN EXPRESS COMPANY||Closed with explanation||Yes||No|
|Feb 5, 2013||10022||Billing disputes||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||Yes|
|Feb 5, 2016||10022||Unsolicited issuance of credit card||PAYPAL HOLDINGS INC.||Closed with explanation||Yes||No|
|Feb 25, 2016||10022||Rewards||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with non-monetary relief||Yes||No|
|Nov 21, 2012||10022||Credit determination||SYNCHRONY FINANCIAL||Closed with explanation||Yes||No|
|Jul 8, 2016||10022||Credit card protection / Debt protection||AMERICAN EXPRESS COMPANY||Closed with explanation||Yes||Yes|
|Apr 20, 2015||10022||Other||BARCLAYS BANK DELAWARE||Closed with monetary relief||Yes||No|
|May 19, 2015||10022||Other||CAPITAL ONE FINANCIAL CORPORATION||Closed with explanation||Yes||Yes|
Local financial institutions in or near 10022
Banks in or near 10022 (New York, NY)
Local banks offering credit and financial products to residents of the community.
Sorry, no local banks found.
Our search for banks located in 10022 produced no matches.
ATMs in or near 10022 (New York, NY)
Local Automated Teller Machines (ATMs) for use by residents of the community.
Sorry, no local ATMs were found.
Our search for ATMs located in 10022 produced no matches.
Credit Unions in or near 10022 (New York, NY)
Local credit unions offering financial products to residents of the community.
Sorry, no local credit unions were found.
Our search for credit unions located in 10022 produced no matches.
Household Income Statistics in 10022
Income: 10022 vs. New York
Median household income in 10022 ($111,303) is approximately 73 percent greater than the median income for the state as a whole ($64,481). 
Income Breakdown in 10022
The median household income in 10022 is $111,303, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. 
Income: 10022 vs. Nation
Median household income in 10022 ($111,303) is approximately 91 percent greater than the median income for the entire United States ($58,283). 
Additional information about New York
10022 is associated with the city of New York, which is located in New York County in the state of New York. 
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New York State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau