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Comprehensive Local Credit Card Guide

Credit Cards in 10022 (New York, NY)

Credit Card Debt in 10022

^ Average credit card debt in 10022 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10022

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10022

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10022

Credit Card Debt in 10022


  • 10022 Credit Card Debt
    • The estimated average credit card debt for 10022 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10022


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10022 Credit Scores


  • Credit Scores in 10022
    • Residents of 10022 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10022 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10022 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10022 [4]
    • 10022 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10022 (New York, NY)

Recent credit card complaints originating from consumers in 10022, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Aug 26, 2014
10022
Identity theft / Fraud / Embezzlement
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Jul 19, 2016
10022
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Apr 6, 2017
10022
Transaction issue
CITIBANK, N.A.
Closed with monetary relief
Yes
No
May 21, 2012
10022
Billing disputes
AMERICAN EXPRESS COMPANY
Closed without relief
Yes
No
Apr 11, 2017
10022
Credit determination
BANCO POPULAR DE PUERTO RICO
Closed with non-monetary relief
Yes
No
Aug 6, 2013
10022
Billing disputes
DISCOVER BANK
Closed with explanation
Yes
Yes
Jul 21, 2012
10022
Advertising and marketing
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Apr 19, 2016
10022
Billing disputes
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Jan 16, 2014
10022
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Apr 11, 2012
10022
Rewards
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with relief
Yes
Yes
Feb 16, 2013
10022
Payoff process
CITIBANK, N.A.
Closed with explanation
Yes
No
Nov 28, 2013
10022
Credit determination
CITIBANK, N.A.
Closed with explanation
Yes
No
Oct 29, 2013
10022
Closing/Cancelling account
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
May 7, 2016
10022
Billing disputes
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Dec 11, 2011
10022
Late fee
M&T BANK CORPORATION
Closed with relief
No
No
Sep 11, 2015
10022
APR or interest rate
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
No
Aug 13, 2013
10022
Other fee
CITIBANK, N.A.
Closed with explanation
Yes
No
Jan 5, 2016
10022
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Feb 6, 2017
10022
Closing/Cancelling account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Apr 16, 2013
10022
Other
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Jun 9, 2014
10022
Other
CITIBANK, N.A.
Closed with explanation
Yes
No
Jun 2, 2012
10022
Other fee
CITIBANK, N.A.
Closed with monetary relief
Yes
Yes
May 30, 2014
10022
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Nov 2, 2015
10022
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Dec 7, 2016
10022
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Feb 12, 2017
10022
Closing/Cancelling account
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Feb 5, 2013
10022
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Feb 5, 2016
10022
Unsolicited issuance of credit card
PAYPAL HOLDINGS INC.
Closed with explanation
Yes
No
Feb 25, 2016
10022
Rewards
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
Nov 21, 2012
10022
Credit determination
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Jul 8, 2016
10022
Credit card protection / Debt protection
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Apr 20, 2015
10022
Other
BARCLAYS BANK DELAWARE
Closed with monetary relief
Yes
No
May 19, 2015
10022
Other
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes

Local financial institutions in or near 10022

Banks in or near 10022 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10022 produced no matches.

ATMs in or near 10022 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10022 produced no matches.

Credit Unions in or near 10022 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10022 produced no matches.

Household Income Statistics in 10022

Income: 10022 vs. New York

Median household income in 10022 ($111,303) is approximately 73 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10022

The median household income in 10022 is $111,303, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10022 vs. Nation

Median household income in 10022 ($111,303) is approximately 91 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10022

10022 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10022 Credit Cards

For more information about 10022 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau