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Comprehensive Local Credit Card Guide

Credit Cards in 10019 (New York, NY)

Credit Card Debt in 10019

^ Average credit card debt in 10019 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10019

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10019

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10019

Credit Card Debt in 10019


  • 10019 Credit Card Debt
    • The estimated average credit card debt for 10019 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10019


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10019 Credit Scores


  • Credit Scores in 10019
    • Residents of 10019 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10019 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10019 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10019 [4]
    • 10019 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10019 (New York, NY)

Recent credit card complaints originating from consumers in 10019, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Oct 22, 2013
10019
Customer service / Customer relations
DISCOVER BANK
Closed with monetary relief
Yes
No
Feb 24, 2017
10019
Billing disputes
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Feb 20, 2013
10019
Credit determination
U.S. BANCORP
Closed with explanation
Yes
No
Oct 20, 2016
10019
Customer service / Customer relations
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
No
Dec 13, 2016
10019
Billing statement
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Aug 17, 2012
10019
Credit card protection / Debt protection
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Nov 28, 2015
10019
Customer service / Customer relations
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Mar 20, 2013
10019
Rewards
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Jul 22, 2013
10019
Other fee
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Dec 21, 2014
10019
Unsolicited issuance of credit card
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
No
Jan 4, 2015
10019
Rewards
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Oct 24, 2014
10019
Other
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jun 14, 2014
10019
Other fee
AMERICAN EXPRESS COMPANY
Closed with explanation
No
No
Nov 21, 2012
10019
Billing statement
DISCOVER BANK
Closed with monetary relief
Yes
No
Jan 23, 2014
10019
Rewards
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Mar 22, 2012
10019
Other
JPMORGAN CHASE & CO.
Closed with relief
Yes
No
Nov 28, 2016
10019
Billing disputes
BARCLAYS BANK DELAWARE
Closed with monetary relief
Yes
No
Dec 14, 2013
10019
Advertising and marketing
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
May 29, 2012
10019
Rewards
TD BANK US HOLDING COMPANY
Closed with non-monetary relief
Yes
No
Jun 4, 2015
10019
Rewards
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Nov 28, 2016
10019
Credit card protection / Debt protection
BARCLAYS BANK DELAWARE
Closed with monetary relief
Yes
No
Mar 28, 2014
10019
Credit card protection / Debt protection
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Oct 15, 2013
10019
Identity theft / Fraud / Embezzlement
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Apr 15, 2015
10019
Rewards
BARCLAYS BANK DELAWARE
Closed with non-monetary relief
Yes
No
Jan 3, 2013
10019
APR or interest rate
CITIBANK, N.A.
Closed with explanation
Yes
No
Feb 23, 2016
10019
Late fee
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Oct 31, 2012
10019
Collection debt dispute
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Mar 10, 2017
10019
Rewards
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
Feb 6, 2015
10019
Credit card protection / Debt protection
CITIBANK, N.A.
Closed with monetary relief
Yes
No
May 9, 2015
10019
Other
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Dec 23, 2011
10019
Late fee
CITIBANK, N.A.
Closed with relief
Yes
No
Jul 13, 2015
10019
Advertising and marketing
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Feb 11, 2016
10019
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Nov 28, 2016
10019
Rewards
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Dec 20, 2012
10019
Credit card protection / Debt protection
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jun 8, 2012
10019
Credit determination
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Nov 29, 2016
10019
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Dec 20, 2016
10019
Transaction issue
CITIBANK, N.A.
Closed with explanation
Yes
No
Dec 11, 2016
10019
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No

Local financial institutions in or near 10019

Banks in or near 10019 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10019 produced no matches.

ATMs in or near 10019 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10019 produced no matches.

Credit Unions in or near 10019 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10019 produced no matches.

Household Income Statistics in 10019

Income: 10019 vs. New York

Median household income in 10019 ($77,491) is approximately 20 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10019

The median household income in 10019 is $77,491, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10019 vs. Nation

Median household income in 10019 ($77,491) is approximately 33 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10019

10019 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10019 Credit Cards

For more information about 10019 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau