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Comprehensive Local Credit Card Guide

Credit Cards in 10016 (New York, NY)

Credit Card Debt in 10016

^ Average credit card debt in 10016 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10016

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10016

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10016

Credit Card Debt in 10016


  • 10016 Credit Card Debt
    • The estimated average credit card debt for 10016 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10016


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10016 Credit Scores


  • Credit Scores in 10016
    • Residents of 10016 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10016 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10016 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10016 [4]
    • 10016 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10016 (New York, NY)

Recent credit card complaints originating from consumers in 10016, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Sep 11, 2012
10016
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Sep 21, 2013
10016
Other fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Mar 21, 2013
10016
Other fee
JPMORGAN CHASE & CO.
Closed with non-monetary relief
Yes
No
Feb 25, 2014
10016
Credit determination
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Feb 14, 2013
10016
Billing statement
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Dec 30, 2011
10016
Other
DISCOVER BANK
Closed without relief
Yes
No
Dec 14, 2011
10016
Unsolicited issuance of credit card
AMERICAN EXPRESS COMPANY
Closed with relief
Yes
No
Jun 6, 2014
10016
Other
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Oct 6, 2014
10016
Advertising and marketing
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Feb 28, 2017
10016
Closing/Cancelling account
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
Yes
Feb 13, 2014
10016
Other
DISCOVER BANK
Closed with explanation
Yes
Yes
Jan 6, 2017
10016
Transaction issue
CITIBANK, N.A.
Closed with explanation
Yes
No
Oct 4, 2016
10016
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jun 11, 2013
10016
Collection debt dispute
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Jun 6, 2014
10016
Transaction issue
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Feb 13, 2014
10016
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Oct 17, 2013
10016
APR or interest rate
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Feb 1, 2012
10016
Late fee
JPMORGAN CHASE & CO.
Closed with relief
Yes
No
Feb 13, 2014
10016
Other
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Mar 4, 2014
10016
Advertising and marketing
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
No
Mar 23, 2015
10016
Other
CITIBANK, N.A.
Closed with explanation
Yes
No
Mar 16, 2017
10016
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jul 30, 2012
10016
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Jun 14, 2013
10016
Billing statement
DISCOVER BANK
Closed with explanation
Yes
No
Mar 3, 2014
10016
Other
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Sep 27, 2012
10016
Closing/Cancelling account
DISCOVER BANK
Closed with non-monetary relief
Yes
No
Nov 7, 2013
10016
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Nov 7, 2014
10016
Other
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Sep 14, 2013
10016
Transaction issue
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Mar 28, 2014
10016
Credit determination
U.S. BANCORP
Closed with explanation
Yes
Yes
Aug 20, 2012
10016
Unsolicited issuance of credit card
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
May 29, 2015
10016
Arbitration
DISCOVER BANK
Closed with explanation
Yes
No
Apr 5, 2012
10016
Arbitration
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Jun 1, 2012
10016
Other fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Feb 13, 2014
10016
Other
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Apr 22, 2012
10016
APR or interest rate
UNITED SERVICES AUTOMOBILE ASSOCIATION
Closed without relief
No
Yes
Nov 13, 2014
10016
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
May 20, 2014
10016
Rewards
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Feb 13, 2014
10016
Sale of account
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Dec 5, 2013
10016
Credit card protection / Debt protection
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jan 3, 2016
10016
Late fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
Yes
Jan 15, 2013
10016
Other fee
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Feb 15, 2012
10016
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed without relief
Yes
No
Jun 26, 2013
10016
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Oct 21, 2016
10016
Customer service / Customer relations
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Aug 18, 2014
10016
Identity theft / Fraud / Embezzlement
Universal Fidelity LP
Closed with explanation
Yes
No
Feb 19, 2014
10016
Other
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Mar 26, 2014
10016
Other fee
TD BANK US HOLDING COMPANY
Closed with monetary relief
Yes
No
Nov 21, 2013
10016
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Feb 13, 2014
10016
Other
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Oct 23, 2013
10016
Payoff process
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Nov 5, 2015
10016
Credit determination
PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Dec 14, 2011
10016
Closing/Cancelling account
AMERICAN EXPRESS COMPANY
Closed with relief
Yes
Yes
Mar 26, 2014
10016
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No

Local financial institutions in or near 10016

Banks in or near 10016 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10016 produced no matches.

ATMs in or near 10016 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10016 produced no matches.

Credit Unions in or near 10016 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10016 produced no matches.

Household Income Statistics in 10016

Income: 10016 vs. New York

Median household income in 10016 ($97,785) is approximately 52 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10016

The median household income in 10016 is $97,785, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10016 vs. Nation

Median household income in 10016 ($97,785) is approximately 68 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10016

10016 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10016 Credit Cards

For more information about 10016 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau