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Comprehensive Local Credit Card Guide

Credit Cards in 10014 (New York, NY)

Credit Card Debt in 10014

^ Average credit card debt in 10014 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10014

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10014

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10014

Credit Card Debt in 10014


  • 10014 Credit Card Debt
    • The estimated average credit card debt for 10014 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10014


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10014 Credit Scores


  • Credit Scores in 10014
    • Residents of 10014 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10014 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10014 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10014 [4]
    • 10014 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10014 (New York, NY)

Recent credit card complaints originating from consumers in 10014, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Mar 17, 2017
10014
Rewards
HSBC NORTH AMERICA HOLDINGS INC.
Closed with non-monetary relief
Yes
Yes
Jul 3, 2014
10014
Customer service / Customer relations
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Sep 18, 2012
10014
Credit card protection / Debt protection
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
Jan 29, 2016
10014
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
Yes
Mar 13, 2017
10014
Rewards
HSBC NORTH AMERICA HOLDINGS INC.
Closed with non-monetary relief
Yes
No
Aug 10, 2015
10014
Billing disputes
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
Yes
Sep 14, 2014
10014
Identity theft / Fraud / Embezzlement
WELLS FARGO & COMPANY
Closed with explanation
Yes
Yes
Oct 13, 2014
10014
Late fee
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Aug 24, 2012
10014
APR or interest rate
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Jan 6, 2013
10014
Credit determination
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Mar 7, 2014
10014
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Dec 23, 2016
10014
Rewards
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
May 26, 2013
10014
APR or interest rate
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Mar 13, 2015
10014
Billing disputes
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
Yes
Aug 3, 2016
10014
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Aug 28, 2015
10014
Transaction issue
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Aug 29, 2013
10014
APR or interest rate
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Mar 26, 2014
10014
Credit card protection / Debt protection
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Mar 26, 2013
10014
Billing statement
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Aug 29, 2012
10014
Credit card protection / Debt protection
CITIBANK, N.A.
Closed with explanation
Yes
No
May 11, 2012
10014
Advertising and marketing
CITIBANK, N.A.
Closed with relief
Yes
No

Local financial institutions in or near 10014

Banks in or near 10014 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10014 produced no matches.

ATMs in or near 10014 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10014 produced no matches.

Credit Unions in or near 10014 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10014 produced no matches.

Household Income Statistics in 10014

Income: 10014 vs. New York

Median household income in 10014 ($99,837) is approximately 55 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10014

The median household income in 10014 is $99,837, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10014 vs. Nation

Median household income in 10014 ($99,837) is approximately 71 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10014

10014 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10014 Credit Cards

For more information about 10014 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau