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Comprehensive Local Credit Card Guide

Credit Cards in 10013 (New York, NY)

Credit Card Debt in 10013

^ Average credit card debt in 10013 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10013

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10013

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10013

Credit Card Debt in 10013


  • 10013 Credit Card Debt
    • The estimated average credit card debt for 10013 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10013


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10013 Credit Scores


  • Credit Scores in 10013
    • Residents of 10013 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10013 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10013 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10013 [4]
    • 10013 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10013 (New York, NY)

Recent credit card complaints originating from consumers in 10013, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
May 19, 2014
10013
Billing disputes
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Jan 24, 2017
10013
Delinquent account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jun 13, 2015
10013
Identity theft / Fraud / Embezzlement
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
No
Sep 27, 2016
10013
Other fee
CITIBANK, N.A.
Closed with explanation
Yes
No
Jul 24, 2014
10013
Rewards
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Feb 7, 2014
10013
Other
CITIBANK, N.A.
Closed with explanation
Yes
No
Feb 4, 2014
10013
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Nov 6, 2015
10013
Billing statement
CITIBANK, N.A.
Closed with explanation
Yes
No
Jan 24, 2017
10013
Delinquent account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Mar 9, 2015
10013
Delinquent account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jun 26, 2014
10013
Credit line increase/decrease
DISCOVER BANK
Closed with explanation
Yes
No
May 2, 2014
10013
Other
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Mar 5, 2016
10013
Credit line increase/decrease
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
Yes
Dec 28, 2015
10013
Identity theft / Fraud / Embezzlement
WELLS FARGO & COMPANY
Closed with monetary relief
Yes
No
Sep 8, 2014
10013
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Nov 9, 2012
10013
Identity theft / Fraud / Embezzlement
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Sep 23, 2016
10013
Closing/Cancelling account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Aug 29, 2012
10013
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Jul 29, 2014
10013
Delinquent account
PAYPAL HOLDINGS INC.
Closed with explanation
Yes
No
Apr 24, 2014
10013
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Apr 24, 2014
10013
APR or interest rate
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jul 23, 2015
10013
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Apr 24, 2014
10013
Other
DISCOVER BANK
Closed with non-monetary relief
Yes
No
Jan 23, 2017
10013
Delinquent account
DISCOVER BANK
Closed with explanation
Yes
No
Sep 7, 2013
10013
Identity theft / Fraud / Embezzlement
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Aug 5, 2016
10013
Other fee
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No

Local financial institutions in or near 10013

Banks in or near 10013 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10013 produced no matches.

ATMs in or near 10013 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10013 produced no matches.

Credit Unions in or near 10013 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10013 produced no matches.

Household Income Statistics in 10013

Income: 10013 vs. New York

Median household income in 10013 ($108,226) is approximately 68 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10013

The median household income in 10013 is $108,226, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10013 vs. Nation

Median household income in 10013 ($108,226) is approximately 86 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10013

10013 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10013 Credit Cards

For more information about 10013 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau