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Comprehensive Local Credit Card Guide

Credit Cards in 10010 (New York, NY)

Credit Card Debt in 10010

^ Average credit card debt in 10010 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10010

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10010

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10010

Credit Card Debt in 10010


  • 10010 Credit Card Debt
    • The estimated average credit card debt for 10010 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10010


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10010 Credit Scores


  • Credit Scores in 10010
    • Residents of 10010 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10010 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10010 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10010 [4]
    • 10010 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10010 (New York, NY)

Recent credit card complaints originating from consumers in 10010, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
May 28, 2013
10010
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Aug 23, 2012
10010
Payoff process
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Apr 23, 2016
10010
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
Aug 31, 2014
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Sep 8, 2013
10010
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Oct 2, 2015
10010
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Sep 25, 2016
10010
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Apr 7, 2015
10010
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
May 10, 2013
10010
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Oct 30, 2013
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Aug 11, 2015
10010
Transaction issue
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Dec 25, 2015
10010
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
Yes
Dec 2, 2015
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Aug 7, 2015
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
Yes
Feb 8, 2013
10010
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Apr 18, 2017
10010
Closing/Cancelling account
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Oct 23, 2015
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jun 1, 2013
10010
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
Yes
Jul 3, 2014
10010
Payoff process
CITIBANK, N.A.
Closed with explanation
Yes
No
May 9, 2013
10010
Billing disputes
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Mar 12, 2013
10010
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Sep 25, 2016
10010
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Sep 24, 2015
10010
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
Yes
Aug 26, 2015
10010
Payoff process
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Jul 14, 2014
10010
Rewards
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
Yes
Feb 3, 2016
10010
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Oct 20, 2013
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Oct 26, 2015
10010
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Sep 7, 2015
10010
Balance transfer
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Aug 5, 2015
10010
Credit determination
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Aug 4, 2015
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
Yes
Dec 22, 2015
10010
Other fee
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
Yes
Sep 1, 2015
10010
Payoff process
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Aug 5, 2013
10010
Arbitration
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Dec 25, 2015
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jul 25, 2014
10010
Other
NAVY FEDERAL CREDIT UNION
Closed with explanation
Yes
No
Dec 22, 2015
10010
Cash advance
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
Yes
Feb 7, 2015
10010
Balance transfer fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Jun 27, 2013
10010
Credit determination
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Jan 4, 2017
10010
Rewards
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Mar 5, 2013
10010
Delinquent account
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Apr 25, 2016
10010
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
May 9, 2013
10010
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jan 1, 2016
10010
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
Yes
Aug 27, 2016
10010
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Feb 3, 2016
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Mar 1, 2012
10010
Credit determination
SYNCHRONY FINANCIAL
Closed without relief
Yes
No
Jan 4, 2012
10010
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with relief
Yes
No
May 9, 2016
10010
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Jan 1, 2016
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jun 16, 2012
10010
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
Yes
Jul 9, 2014
10010
Other
NAVY FEDERAL CREDIT UNION
Closed with explanation
Yes
No
Sep 7, 2015
10010
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Dec 4, 2015
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Sep 29, 2014
10010
APR or interest rate
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Dec 29, 2011
10010
Credit reporting
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
No
Jun 10, 2015
10010
Identity theft / Fraud / Embezzlement
TD BANK US HOLDING COMPANY
Closed with monetary relief
Yes
No
Apr 11, 2017
10010
Rewards
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
No
Feb 10, 2014
10010
Transaction issue
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Jul 31, 2013
10010
Late fee
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Feb 13, 2016
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Dec 25, 2015
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Aug 14, 2012
10010
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Dec 30, 2015
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Dec 7, 2016
10010
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
May 9, 2013
10010
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Feb 16, 2012
10010
Billing disputes
BMO HARRIS BANK NATIONAL ASSOCIATION
Closed with relief
Yes
No
Oct 3, 2013
10010
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Nov 7, 2012
10010
Other
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jun 9, 2013
10010
Other
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jul 30, 2016
10010
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
Yes
Oct 7, 2016
10010
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Oct 21, 2015
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Oct 9, 2015
10010
Billing statement
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Aug 5, 2013
10010
Arbitration
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Aug 4, 2014
10010
Closing/Cancelling account
NAVY FEDERAL CREDIT UNION
Closed with explanation
Yes
No
Nov 20, 2012
10010
Transaction issue
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Feb 18, 2016
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Apr 18, 2013
10010
Billing disputes
BARCLAYS BANK DELAWARE
Closed with monetary relief
Yes
No
Sep 24, 2015
10010
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Jun 9, 2013
10010
Closing/Cancelling account
CITIBANK, N.A.
Closed with monetary relief
Yes
No
May 29, 2014
10010
Application processing delay
CITIBANK, N.A.
Closed with explanation
Yes
No
May 27, 2013
10010
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Apr 14, 2014
10010
Delinquent account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Aug 5, 2013
10010
Customer service / Customer relations
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Feb 3, 2016
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Oct 23, 2015
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
May 16, 2015
10010
Billing disputes
HSBC NORTH AMERICA HOLDINGS INC.
Closed with explanation
Yes
No
Aug 14, 2013
10010
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Jan 1, 2016
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Dec 30, 2015
10010
Cash advance
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Mar 7, 2012
10010
Other fee
WELLS FARGO & COMPANY
Closed with relief
Yes
No
Dec 26, 2016
10010
Advertising and marketing
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jun 15, 2014
10010
Transaction issue
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jul 21, 2013
10010
Convenience checks
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Jun 30, 2015
10010
Customer service / Customer relations
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
No
Dec 21, 2011
10010
APR or interest rate
DISCOVER BANK
Closed without relief
Yes
Yes
Nov 22, 2015
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jan 19, 2016
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jan 16, 2016
10010
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
May 19, 2015
10010
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes

Local financial institutions in or near 10010

Banks in or near 10010 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10010 produced no matches.

ATMs in or near 10010 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10010 produced no matches.

Credit Unions in or near 10010 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10010 produced no matches.

Household Income Statistics in 10010

Income: 10010 vs. New York

Median household income in 10010 ($118,500) is approximately 84 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10010

The median household income in 10010 is $118,500, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10010 vs. Nation

Median household income in 10010 ($118,500) is approximately 103 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10010

10010 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10010 Credit Cards

For more information about 10010 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau