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Comprehensive Local Credit Card Guide

Credit Cards in 10009 (New York, NY)

Credit Card Debt in 10009

^ Average credit card debt in 10009 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10009

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10009

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10009

Credit Card Debt in 10009


  • 10009 Credit Card Debt
    • The estimated average credit card debt for 10009 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10009


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10009 Credit Scores


  • Credit Scores in 10009
    • Residents of 10009 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10009 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10009 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10009 [4]
    • 10009 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10009 (New York, NY)

Recent credit card complaints originating from consumers in 10009, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Mar 21, 2016
10009
Other
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Apr 6, 2017
10009
Billing statement
CITIBANK, N.A.
Closed with explanation
Yes
No
Jul 14, 2014
10009
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jan 26, 2016
10009
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Mar 14, 2014
10009
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
No
May 11, 2014
10009
Cash advance fee
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Mar 12, 2013
10009
APR or interest rate
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Dec 18, 2011
10009
Other fee
CAPITAL ONE FINANCIAL CORPORATION
Closed with relief
Yes
No
Jul 5, 2013
10009
Credit determination
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Sep 15, 2013
10009
Late fee
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Aug 2, 2013
10009
Closing/Cancelling account
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
No
Jun 3, 2013
10009
Payoff process
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jun 4, 2012
10009
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jun 18, 2016
10009
Rewards
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Jul 19, 2012
10009
Customer service / Customer relations
CITIBANK, N.A.
Closed with explanation
Yes
No
Jan 8, 2015
10009
Identity theft / Fraud / Embezzlement
FIRST NATIONAL BANK OF OMAHA
Closed with explanation
Yes
No
Feb 16, 2012
10009
Credit card protection / Debt protection
CITIBANK, N.A.
Closed with relief
Yes
No
Mar 30, 2016
10009
Balance transfer
BARCLAYS BANK DELAWARE
Closed with non-monetary relief
Yes
No
Jan 20, 2012
10009
APR or interest rate
CITIBANK, N.A.
Closed without relief
Yes
Yes
Mar 21, 2016
10009
Other
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Jun 4, 2016
10009
Billing statement
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Feb 2, 2013
10009
Balance transfer
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Apr 18, 2012
10009
Delinquent account
CITIBANK, N.A.
Closed without relief
Yes
No
Apr 19, 2013
10009
Identity theft / Fraud / Embezzlement
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jul 15, 2015
10009
Closing/Cancelling account
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jun 6, 2014
10009
Unsolicited issuance of credit card
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Jun 6, 2014
10009
Customer service / Customer relations
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Apr 16, 2015
10009
Rewards
U.S. BANCORP
Closed with non-monetary relief
Yes
No
Apr 30, 2013
10009
Closing/Cancelling account
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Apr 16, 2013
10009
Rewards
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Feb 20, 2014
10009
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Apr 19, 2013
10009
APR or interest rate
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Aug 29, 2014
10009
Identity theft / Fraud / Embezzlement
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
Yes
Mar 6, 2015
10009
Payoff process
HSBC NORTH AMERICA HOLDINGS INC.
Closed with explanation
Yes
No
Aug 3, 2012
10009
Credit reporting
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
Yes
Sep 7, 2012
10009
Other
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Mar 19, 2012
10009
Billing disputes
CITIBANK, N.A.
Closed with relief
Yes
No
Jul 13, 2016
10009
Other
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
Yes

Local financial institutions in or near 10009

Banks in or near 10009 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10009 produced no matches.

ATMs in or near 10009 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10009 produced no matches.

Credit Unions in or near 10009 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10009 produced no matches.

Household Income Statistics in 10009

Income: 10009 vs. New York

Median household income in 10009 ($59,511) is approximately 8 percent less than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10009

The median household income in 10009 is $59,511, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10009 vs. Nation

Median household income in 10009 ($59,511) is approximately 2 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10009

10009 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10009 Credit Cards

For more information about 10009 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau