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Comprehensive Local Credit Card Guide

Credit Cards in 10007 (New York, NY)

Credit Card Debt in 10007

^ Average credit card debt in 10007 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10007

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10007

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10007

Credit Card Debt in 10007


  • 10007 Credit Card Debt
    • The estimated average credit card debt for 10007 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10007


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10007 Credit Scores


  • Credit Scores in 10007
    • Residents of 10007 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10007 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10007 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10007 [4]
    • 10007 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10007 (New York, NY)

Recent credit card complaints originating from consumers in 10007, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jun 22, 2016
10007
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Feb 18, 2014
10007
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Sep 5, 2014
10007
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
May 5, 2012
10007
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
No
Sep 17, 2014
10007
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with monetary relief
Yes
No

Local financial institutions in or near 10007

Banks in or near 10007 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10007 produced no matches.

ATMs in or near 10007 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10007 produced no matches.

Credit Unions in or near 10007 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10007 produced no matches.

Household Income Statistics in 10007

Income: 10007 vs. New York

Median household income in 10007 ($108,226) is approximately 68 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10007

The median household income in 10007 is $108,226, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10007 vs. Nation

Median household income in 10007 ($108,226) is approximately 86 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10007

10007 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10007 Credit Cards

For more information about 10007 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau