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Comprehensive Local Credit Card Guide

Credit Cards in 10005 (New York, NY)

Credit Card Debt in 10005

^ Average credit card debt in 10005 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10005

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10005

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10005

Credit Card Debt in 10005


  • 10005 Credit Card Debt
    • The estimated average credit card debt for 10005 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10005


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10005 Credit Scores


  • Credit Scores in 10005
    • Residents of 10005 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10005 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10005 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10005 [4]
    • 10005 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10005 (New York, NY)

Recent credit card complaints originating from consumers in 10005, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Sep 25, 2012
10005
Credit reporting
UNITED SERVICES AUTOMOBILE ASSOCIATION
Closed with explanation
Yes
No
Jan 24, 2017
10005
Late fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Sep 24, 2012
10005
Late fee
HSBC NORTH AMERICA HOLDINGS INC.
Closed with monetary relief
Yes
No
Oct 21, 2015
10005
Credit line increase/decrease
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Apr 9, 2014
10005
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Nov 12, 2015
10005
Other fee
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Oct 4, 2015
10005
Billing disputes
U.S. BANCORP
Closed with explanation
Yes
No
Jan 12, 2016
10005
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Oct 19, 2015
10005
Delinquent account
U.S. BANCORP
Closed with non-monetary relief
Yes
No
Feb 8, 2016
10005
Other
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Oct 6, 2015
10005
Billing disputes
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Nov 12, 2015
10005
Credit line increase/decrease
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Sep 28, 2015
10005
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No

Local financial institutions in or near 10005

Banks in or near 10005 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10005 produced no matches.

ATMs in or near 10005 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10005 produced no matches.

Credit Unions in or near 10005 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10005 produced no matches.

Household Income Statistics in 10005

Income: 10005 vs. New York

Median household income in 10005 ($118,216) is approximately 83 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10005

The median household income in 10005 is $118,216, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10005 vs. Nation

Median household income in 10005 ($118,216) is approximately 103 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10005

10005 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10005 Credit Cards

For more information about 10005 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau