Credit Card & Personal Finance Statistics in 10005
Credit Card Debt in 10005
- 10005 Credit Card Debt
- The estimated average credit card debt for 10005 residents is $4,952. 
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. 
Credit Card Calculator for 10005
10005 Credit Scores
- Credit Scores in 10005
- Residents of 10005 (NY) have an estimated average credit score of 704. 
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. 
More 10005 (New York, NY) Credit Stats
- Credit card delinquency rates in New York 
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 10005 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 10005 
- 10005 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 10005 (New York, NY)
Recent credit card complaints originating from consumers in 10005, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.
|Date Complaint Filed||ZIP of Complaint||Type of Complaint||Company||Status of Complaint||Timely response?||Consumer disputed?|
|Sep 25, 2012||10005||Credit reporting||UNITED SERVICES AUTOMOBILE ASSOCIATION||Closed with explanation||Yes||No|
|Jan 24, 2017||10005||Late fee||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with monetary relief||Yes||No|
|Sep 24, 2012||10005||Late fee||HSBC NORTH AMERICA HOLDINGS INC.||Closed with monetary relief||Yes||No|
|Oct 21, 2015||10005||Credit line increase/decrease||CAPITAL ONE FINANCIAL CORPORATION||Closed with explanation||Yes||No|
|Apr 9, 2014||10005||Closing/Cancelling account||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with explanation||Yes||No|
|Nov 12, 2015||10005||Other fee||AMERICAN EXPRESS COMPANY||Closed with non-monetary relief||Yes||No|
|Oct 4, 2015||10005||Billing disputes||U.S. BANCORP||Closed with explanation||Yes||No|
|Jan 12, 2016||10005||Billing disputes||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
|Oct 19, 2015||10005||Delinquent account||U.S. BANCORP||Closed with non-monetary relief||Yes||No|
|Feb 8, 2016||10005||Other||AMERICAN EXPRESS COMPANY||Closed with non-monetary relief||Yes||No|
|Oct 6, 2015||10005||Billing disputes||JPMORGAN CHASE & CO.||Closed with monetary relief||Yes||No|
|Nov 12, 2015||10005||Credit line increase/decrease||CAPITAL ONE FINANCIAL CORPORATION||Closed with explanation||Yes||No|
|Sep 28, 2015||10005||Billing disputes||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with non-monetary relief||Yes||No|
Local financial institutions in or near 10005
Banks in or near 10005 (New York, NY)
Local banks offering credit and financial products to residents of the community.
Sorry, no local banks found.
Our search for banks located in 10005 produced no matches.
ATMs in or near 10005 (New York, NY)
Local Automated Teller Machines (ATMs) for use by residents of the community.
Sorry, no local ATMs were found.
Our search for ATMs located in 10005 produced no matches.
Credit Unions in or near 10005 (New York, NY)
Local credit unions offering financial products to residents of the community.
Sorry, no local credit unions were found.
Our search for credit unions located in 10005 produced no matches.
Household Income Statistics in 10005
Income: 10005 vs. New York
Median household income in 10005 ($118,216) is approximately 83 percent greater than the median income for the state as a whole ($64,481). 
Income Breakdown in 10005
The median household income in 10005 is $118,216, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. 
Income: 10005 vs. Nation
Median household income in 10005 ($118,216) is approximately 103 percent greater than the median income for the entire United States ($58,283). 
Additional information about New York
10005 is associated with the city of New York, which is located in New York County in the state of New York. 
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New York State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau