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Comprehensive Local Credit Card Guide

Credit Cards in 10003 (New York, NY)

Credit Card Debt in 10003

^ Average credit card debt in 10003 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10003

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10003

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10003

Credit Card Debt in 10003


  • 10003 Credit Card Debt
    • The estimated average credit card debt for 10003 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10003


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10003 Credit Scores


  • Credit Scores in 10003
    • Residents of 10003 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10003 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10003 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10003 [4]
    • 10003 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10003 (New York, NY)

Recent credit card complaints originating from consumers in 10003, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Aug 5, 2016
10003
Credit card protection / Debt protection
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Apr 14, 2012
10003
Closing/Cancelling account
BARCLAYS BANK DELAWARE
Closed with relief
Yes
No
Jul 23, 2014
10003
Other fee
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Jul 11, 2016
10003
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Nov 3, 2016
10003
Identity theft / Fraud / Embezzlement
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Jan 18, 2016
10003
Delinquent account
U.S. BANCORP
Closed with monetary relief
Yes
No
Jul 7, 2016
10003
Customer service / Customer relations
CITIBANK, N.A.
Closed with explanation
Yes
No
Mar 8, 2013
10003
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
No
Sep 2, 2014
10003
Closing/Cancelling account
CITIBANK, N.A.
Closed with explanation
Yes
No
Mar 6, 2012
10003
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed without relief
Yes
Yes
May 24, 2012
10003
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
May 19, 2016
10003
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jun 25, 2012
10003
Forbearance / Workout plans
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Nov 25, 2012
10003
Rewards
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Aug 29, 2014
10003
Advertising and marketing
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Jun 17, 2015
10003
Late fee
JPMORGAN CHASE & CO.
Closed with non-monetary relief
Yes
No
Feb 10, 2014
10003
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jan 4, 2015
10003
Credit line increase/decrease
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Dec 21, 2016
10003
Other
DISCOVER BANK
Closed with non-monetary relief
Yes
No
Jan 9, 2012
10003
Identity theft / Fraud / Embezzlement
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with relief
Yes
No
Sep 21, 2013
10003
Rewards
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Dec 5, 2011
10003
Payoff process
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with relief
No
No
Jan 5, 2012
10003
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed without relief
Yes
No
Jun 7, 2013
10003
Advertising and marketing
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Mar 28, 2017
10003
Advertising and marketing
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
May 7, 2016
10003
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Aug 19, 2013
10003
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Sep 18, 2014
10003
Other fee
CITIBANK, N.A.
Closed with monetary relief
Yes
Yes
Mar 8, 2013
10003
Collection practices
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Jan 12, 2017
10003
Billing disputes
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
May 2, 2016
10003
Late fee
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No
Jul 30, 2015
10003
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Mar 17, 2017
10003
Rewards
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Dec 23, 2014
10003
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Oct 7, 2014
10003
Unsolicited issuance of credit card
U.S. BANCORP
Closed with explanation
Yes
No
Dec 9, 2011
10003
Transaction issue
UNITED SERVICES AUTOMOBILE ASSOCIATION
Closed without relief
Yes
Yes
Jun 7, 2013
10003
Advertising and marketing
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Jul 23, 2015
10003
Rewards
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No

Local financial institutions in or near 10003

Banks in or near 10003 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10003 produced no matches.

ATMs in or near 10003 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10003 produced no matches.

Credit Unions in or near 10003 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10003 produced no matches.

Household Income Statistics in 10003

Income: 10003 vs. New York

Median household income in 10003 ($98,675) is approximately 53 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10003

The median household income in 10003 is $98,675, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10003 vs. Nation

Median household income in 10003 ($98,675) is approximately 69 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10003

10003 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10003 Credit Cards

For more information about 10003 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau