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Comprehensive Local Credit Card Guide

Credit Cards in 10002 (New York, NY)

Credit Card Debt in 10002

^ Average credit card debt in 10002 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10002

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10002

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10002

Credit Card Debt in 10002


  • 10002 Credit Card Debt
    • The estimated average credit card debt for 10002 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10002


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10002 Credit Scores


  • Credit Scores in 10002
    • Residents of 10002 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10002 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10002 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10002 [4]
    • 10002 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10002 (New York, NY)

Recent credit card complaints originating from consumers in 10002, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Feb 20, 2013
10002
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Oct 20, 2013
10002
Billing disputes
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Aug 7, 2013
10002
Application processing delay
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
May 21, 2014
10002
Unsolicited issuance of credit card
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Dec 3, 2014
10002
Credit determination
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Apr 24, 2014
10002
Other
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Sep 11, 2015
10002
Transaction issue
CITIBANK, N.A.
Closed with explanation
Yes
No
Jan 3, 2013
10002
Payoff process
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
Mar 19, 2014
10002
Closing/Cancelling account
CITIBANK, N.A.
Closed with explanation
Yes
No
Nov 21, 2016
10002
Unsolicited issuance of credit card
HSBC NORTH AMERICA HOLDINGS INC.
Closed with explanation
Yes
No
Nov 12, 2014
10002
Closing/Cancelling account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Jan 27, 2015
10002
Transaction issue
HSBC NORTH AMERICA HOLDINGS INC.
Closed with explanation
Yes
No
Sep 20, 2013
10002
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Apr 4, 2017
10002
Late fee
Alliance Data Card Services
Closed with explanation
Yes
No
Dec 25, 2012
10002
Advertising and marketing
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jan 25, 2016
10002
Closing/Cancelling account
WELLS FARGO & COMPANY
Closed with explanation
Yes
Yes
Jul 24, 2013
10002
Billing disputes
HSBC NORTH AMERICA HOLDINGS INC.
Closed with explanation
Yes
No
Jan 19, 2015
10002
Other fee
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Jan 21, 2013
10002
Billing disputes
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Nov 30, 2014
10002
Closing/Cancelling account
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Aug 20, 2016
10002
Transaction issue
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Nov 15, 2012
10002
Credit card protection / Debt protection
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Sep 7, 2016
10002
Billing statement
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Jan 1, 2015
10002
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with monetary relief
Yes
No

Local financial institutions in or near 10002

Banks in or near 10002 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10002 produced no matches.

ATMs in or near 10002 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10002 produced no matches.

Credit Unions in or near 10002 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10002 produced no matches.

Household Income Statistics in 10002

Income: 10002 vs. New York

Median household income in 10002 ($137,862) is approximately 114 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10002

The median household income in 10002 is $137,862, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10002 vs. Nation

Median household income in 10002 ($137,862) is approximately 137 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10002

10002 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10002 Credit Cards

For more information about 10002 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau