Credit Card & Personal Finance Statistics in 10002
Credit Card Debt in 10002
- 10002 Credit Card Debt
- The estimated average credit card debt for 10002 residents is $4,952. 
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. 
Credit Card Calculator for 10002
10002 Credit Scores
- Credit Scores in 10002
- Residents of 10002 (NY) have an estimated average credit score of 704. 
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. 
More 10002 (New York, NY) Credit Stats
- Credit card delinquency rates in New York 
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 10002 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 10002 
- 10002 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 10002 (New York, NY)
Recent credit card complaints originating from consumers in 10002, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.
|Date Complaint Filed||ZIP of Complaint||Type of Complaint||Company||Status of Complaint||Timely response?||Consumer disputed?|
|Feb 20, 2013||10002||Identity theft / Fraud / Embezzlement||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
|Oct 20, 2013||10002||Billing disputes||BARCLAYS BANK DELAWARE||Closed with explanation||Yes||No|
|Aug 7, 2013||10002||Application processing delay||JPMORGAN CHASE & CO.||Closed with explanation||Yes||Yes|
|May 21, 2014||10002||Unsolicited issuance of credit card||SYNCHRONY FINANCIAL||Closed with explanation||Yes||Yes|
|Dec 3, 2014||10002||Credit determination||CAPITAL ONE FINANCIAL CORPORATION||Closed with explanation||Yes||No|
|Apr 24, 2014||10002||Other||CAPITAL ONE FINANCIAL CORPORATION||Closed with explanation||Yes||Yes|
|Sep 11, 2015||10002||Transaction issue||CITIBANK, N.A.||Closed with explanation||Yes||No|
|Jan 3, 2013||10002||Payoff process||BANK OF AMERICA, NATIONAL ASSOCIATION||Closed with non-monetary relief||Yes||No|
|Mar 19, 2014||10002||Closing/Cancelling account||CITIBANK, N.A.||Closed with explanation||Yes||No|
|Nov 21, 2016||10002||Unsolicited issuance of credit card||HSBC NORTH AMERICA HOLDINGS INC.||Closed with explanation||Yes||No|
|Nov 12, 2014||10002||Closing/Cancelling account||JPMORGAN CHASE & CO.||Closed with explanation||Yes||Yes|
|Jan 27, 2015||10002||Transaction issue||HSBC NORTH AMERICA HOLDINGS INC.||Closed with explanation||Yes||No|
|Sep 20, 2013||10002||Billing disputes||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
|Apr 4, 2017||10002||Late fee||Alliance Data Card Services||Closed with explanation||Yes||No|
|Dec 25, 2012||10002||Advertising and marketing||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
|Jan 25, 2016||10002||Closing/Cancelling account||WELLS FARGO & COMPANY||Closed with explanation||Yes||Yes|
|Jul 24, 2013||10002||Billing disputes||HSBC NORTH AMERICA HOLDINGS INC.||Closed with explanation||Yes||No|
|Jan 19, 2015||10002||Other fee||JPMORGAN CHASE & CO.||Closed with monetary relief||Yes||No|
|Jan 21, 2013||10002||Billing disputes||SYNCHRONY FINANCIAL||Closed with explanation||Yes||No|
|Nov 30, 2014||10002||Closing/Cancelling account||SYNCHRONY FINANCIAL||Closed with monetary relief||Yes||No|
|Aug 20, 2016||10002||Transaction issue||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
|Nov 15, 2012||10002||Credit card protection / Debt protection||JPMORGAN CHASE & CO.||Closed with explanation||Yes||No|
|Sep 7, 2016||10002||Billing statement||SYNCHRONY FINANCIAL||Closed with explanation||Yes||Yes|
|Jan 1, 2015||10002||Billing disputes||AMERICAN EXPRESS COMPANY||Closed with monetary relief||Yes||No|
Local financial institutions in or near 10002
Banks in or near 10002 (New York, NY)
Local banks offering credit and financial products to residents of the community.
Sorry, no local banks found.
Our search for banks located in 10002 produced no matches.
ATMs in or near 10002 (New York, NY)
Local Automated Teller Machines (ATMs) for use by residents of the community.
Sorry, no local ATMs were found.
Our search for ATMs located in 10002 produced no matches.
Credit Unions in or near 10002 (New York, NY)
Local credit unions offering financial products to residents of the community.
Sorry, no local credit unions were found.
Our search for credit unions located in 10002 produced no matches.
Household Income Statistics in 10002
Income: 10002 vs. New York
Median household income in 10002 ($137,862) is approximately 114 percent greater than the median income for the state as a whole ($64,481). 
Income Breakdown in 10002
The median household income in 10002 is $137,862, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. 
Income: 10002 vs. Nation
Median household income in 10002 ($137,862) is approximately 137 percent greater than the median income for the entire United States ($58,283). 
Additional information about New York
10002 is associated with the city of New York, which is located in New York County in the state of New York. 
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New York State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau