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Comprehensive Local Credit Card Guide

Credit Cards in 10001 (New York, NY)

Credit Card Debt in 10001

^ Average credit card debt in 10001 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10001

^ Based on overall New York data, the credit card delinquency rate in New York is approximately 0.59%. [2]

Credit Scores in 10001

^ The average credit score in New York is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10001

Credit Card Debt in 10001


  • 10001 Credit Card Debt
    • The estimated average credit card debt for 10001 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10001


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10001 Credit Scores


  • Credit Scores in 10001
    • Residents of 10001 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10001 (New York, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10001 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10001 [4]
    • 10001 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10001 (New York, NY)

Recent credit card complaints originating from consumers in 10001, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jun 6, 2013
10001
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with monetary relief
Yes
Yes
Nov 2, 2016
10001
Delinquent account
U.S. BANCORP
Closed with non-monetary relief
Yes
No
Oct 19, 2012
10001
Rewards
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
May 7, 2013
10001
Closing/Cancelling account
DISCOVER BANK
Closed with explanation
Yes
Yes
Jan 28, 2015
10001
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No
May 27, 2015
10001
Transaction issue
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Nov 7, 2013
10001
Credit determination
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
Yes
Jun 10, 2015
10001
APR or interest rate
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
May 14, 2016
10001
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jul 24, 2013
10001
Transaction issue
JPMORGAN CHASE & CO.
Closed with non-monetary relief
Yes
No
Oct 12, 2016
10001
Forbearance / Workout plans
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Sep 22, 2015
10001
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Jul 5, 2013
10001
Closing/Cancelling account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Oct 2, 2016
10001
Rewards
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Nov 7, 2013
10001
Credit determination
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Nov 7, 2013
10001
Credit determination
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Mar 17, 2012
10001
Rewards
JPMORGAN CHASE & CO.
Closed without relief
Yes
Yes
Apr 21, 2016
10001
Delinquent account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Feb 21, 2012
10001
Rewards
JPMORGAN CHASE & CO.
Closed with relief
Yes
Yes
Feb 23, 2015
10001
Credit determination
DISCOVER BANK
Closed with explanation
Yes
Yes
Jan 22, 2015
10001
Advertising and marketing
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Feb 12, 2016
10001
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Feb 19, 2015
10001
APR or interest rate
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
May 12, 2014
10001
Other
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Jul 11, 2016
10001
Other
IMC Capital, LLC
Untimely response
No
No
Nov 23, 2016
10001
Forbearance / Workout plans
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Sep 21, 2016
10001
Forbearance / Workout plans
U.S. BANCORP
Closed with explanation
Yes
Yes
Feb 3, 2012
10001
Other fee
CAPITAL ONE FINANCIAL CORPORATION
Closed with relief
Yes
No
Sep 2, 2012
10001
Other
JPMORGAN CHASE & CO.
Closed with non-monetary relief
Yes
No
Mar 11, 2012
10001
Late fee
CITIBANK, N.A.
Closed with relief
Yes
Yes
Sep 23, 2016
10001
Forbearance / Workout plans
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
Yes
Jan 13, 2015
10001
Other
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Nov 7, 2013
10001
Credit determination
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Oct 14, 2015
10001
Credit card protection / Debt protection
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Aug 11, 2015
10001
APR or interest rate
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Jan 8, 2013
10001
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with explanation
Yes
No
Apr 19, 2017
10001
APR or interest rate
CITIBANK, N.A.
Closed with explanation
Yes
No
Jan 24, 2015
10001
Identity theft / Fraud / Embezzlement
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Aug 26, 2013
10001
Rewards
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
Yes
Mar 26, 2015
10001
Credit determination
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Jun 26, 2014
10001
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Jul 24, 2012
10001
Late fee
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Jan 30, 2012
10001
APR or interest rate
JPMORGAN CHASE & CO.
Closed with relief
Yes
Yes

Local financial institutions in or near 10001

Banks in or near 10001 (New York, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 10001 produced no matches.

ATMs in or near 10001 (New York, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 10001 produced no matches.

Credit Unions in or near 10001 (New York, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 10001 produced no matches.

Household Income Statistics in 10001

Income: 10001 vs. New York

Median household income in 10001 ($45,086) is approximately 30 percent less than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 10001

The median household income in 10001 is $45,086, versus $64,481 for New York and $58,283 for the U.S. Approximately 17 percent of New York households have incomes below poverty level. [5]



Income: 10001 vs. Nation

Median household income in 10001 ($45,086) is approximately 23 percent less than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 10001

10001 is associated with the city of New York, which is located in New York County in the state of New York. [6]

NY Credit Cards

10001 Credit Cards

For more information about 10001 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau