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Comprehensive Local Credit Card Guide

Credit Cards in 00544 (Holtsville, NY)

Credit Card Debt in 00544

^ Average credit card debt in 00544 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 00544

^ Based on overall New York data, the credit card delinquency rate in Holtsville is approximately 0.59%. [2]

Credit Scores in 00544

^ The average credit score in Holtsville is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 00544

Credit Card Debt in 00544


  • 00544 Credit Card Debt
    • The estimated average credit card debt for 00544 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 00544


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00544 Credit Scores


  • Credit Scores in 00544
    • Residents of 00544 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 00544 (Holtsville, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 00544 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 00544 [4]
    • 00544 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 00544 (Holtsville, NY)

Recent credit card complaints originating from consumers in 00544, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


We did not find any local credit card complaints in Holtsville, NY.

Our search for complaints originating from comsumers in Holtsville (00544) did not produce any matches.


Local financial institutions in or near 00544

Banks in or near 00544 (Holtsville, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 00544 produced no matches.

ATMs in or near 00544 (Holtsville, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 00544 produced no matches.

Credit Unions in or near 00544 (Holtsville, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 00544 produced no matches.

Household Income Statistics in 00544

Income: 00544 vs. New York

Median household income in 00544 ($79,550) is approximately 23 percent greater than the median income for the state as a whole ($64,481). [5]


Income Breakdown in 00544

The median household income in 00544 is $79,550, versus $64,481 for New York and $58,283 for the U.S. Approximately 7 percent of Holtsville households have incomes below poverty level. [5]



Income: 00544 vs. Nation

Median household income in 00544 ($79,550) is approximately 36 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about New York

About 00544

00544 is associated with the city of Holtsville, which is located in Suffolk County in the state of New York. [6]

NY Credit Cards

00544 Credit Cards

For more information about 00544 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau