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Comprehensive Local Credit Card Guide

Credit Cards in 07922 (Berkeley Heights, NJ)

Credit Card Debt in 07922

^ Average credit card debt in 07922 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07922

^ Based on overall New Jersey data, the credit card delinquency rate in Berkeley Heights is approximately 0.56%. [2]

Credit Scores in 07922

^ The average credit score in Berkeley Heights is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07922

Credit Card Debt in 07922


  • 07922 Credit Card Debt
    • The estimated average credit card debt for 07922 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07922


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07922 Credit Scores


  • Credit Scores in 07922
    • Residents of 07922 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07922 (Berkeley Heights, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07922 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07922 [4]
    • 07922 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New Jersey

About 07922

07922 is associated with the city of Berkeley Heights, which is located in Union County in the state of New Jersey. [6]

NJ Credit Cards

07922 Credit Cards

For more information about 07922 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New Jersey


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Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau