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Comprehensive Local Credit Card Guide

Credit Cards in 07016 (Cranford, NJ)

Credit Card Debt in 07016

^ Average credit card debt in 07016 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07016

^ Based on overall New Jersey data, the credit card delinquency rate in Cranford is approximately 0.56%. [2]

Credit Scores in 07016

^ The average credit score in Cranford is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07016

Credit Card Debt in 07016


  • 07016 Credit Card Debt
    • The estimated average credit card debt for 07016 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07016


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07016 Credit Scores


  • Credit Scores in 07016
    • Residents of 07016 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07016 (Cranford, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07016 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07016 [4]
    • 07016 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New Jersey

About 07016

07016 is associated with the city of Cranford, which is located in Union County in the state of New Jersey. [6]

NJ Credit Cards

07016 Credit Cards

For more information about 07016 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New Jersey


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Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau