Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 89130 (Las Vegas, NV)

Credit Card Debt in 89130

^ Average credit card debt in 89130 is approximately $4,851, based on overall Nevada data. [1]

Credit Card Delinquency in 89130

^ Based on overall Nevada data, the credit card delinquency rate in Las Vegas is approximately 0.7%. [2]

Credit Scores in 89130

^ The average credit score in Las Vegas is approximately 677, based on collective Nevada data. [3]

NV Credit Cards

Credit Card & Personal Finance Statistics in 89130

Credit Card Debt in 89130


  • 89130 Credit Card Debt
    • The estimated average credit card debt for 89130 residents is $4,851. [1]
    • Average credit card debt amount in Nevada (all cities) is 2% less than the national average of $4,965.
    • Collectively, Nevada cities rank 25th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 89130


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


89130 Credit Scores


  • Credit Scores in 89130
    • Residents of 89130 (NV) have an estimated average credit score of 677. [3]
    • The average credit score in Nevada (all cities) is 2.73% less than the national average score of 696.
    • Nevada collectively ranks 45th in the U.S. in average credit score of residents. [3]

More 89130 (Las Vegas, NV) Credit Stats

  • Credit card delinquency rates in Nevada [2]
    • Nevada residents (all cities) rank 8th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 89130 who are more than 90 days late on payments
    • Nevada Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 89130 [4]
    • 89130 (Nevada) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 89130 (Las Vegas, NV)

Recent credit card complaints originating from consumers in 89130, NV. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Mar 25, 2014
89130
Other
U.S. BANCORP
Closed with explanation
Yes
No
Sep 9, 2014
89130
Closing/Cancelling account
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Jan 5, 2015
89130
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Aug 16, 2016
89130
Identity theft / Fraud / Embezzlement
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Aug 16, 2016
89130
Identity theft / Fraud / Embezzlement
UNITED SERVICES AUTOMOBILE ASSOCIATION
Closed with explanation
Yes
No
Oct 17, 2016
89130
Delinquent account
DISCOVER BANK
Closed with non-monetary relief
Yes
No
Sep 15, 2015
89130
Other
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Nov 20, 2013
89130
Other fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Sep 22, 2016
89130
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Apr 8, 2014
89130
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
May 8, 2012
89130
Credit line increase/decrease
CITIBANK, N.A.
Closed without relief
Yes
No
Mar 15, 2012
89130
Collection practices
WELLS FARGO & COMPANY
Closed without relief
Yes
No
Aug 29, 2014
89130
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
May 2, 2016
89130
APR or interest rate
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Mar 13, 2014
89130
Transaction issue
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Sep 15, 2015
89130
Other
CITIBANK, N.A.
Closed with explanation
Yes
Yes

Local financial institutions in or near 89130

Banks in or near 89130 (Las Vegas, NV)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 89130 produced no matches.

ATMs in or near 89130 (Las Vegas, NV)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 89130 produced no matches.

Credit Unions in or near 89130 (Las Vegas, NV)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 89130 produced no matches.

Household Income Statistics in 89130

Income: 89130 vs. Nevada

Median household income in 89130 ($64,297) is approximately 4 percent greater than the median income for the state as a whole ($61,575). [5]


Income Breakdown in 89130

The median household income in 89130 is $64,297, versus $61,575 for Nevada and $58,283 for the U.S. Approximately 15 percent of Las Vegas households have incomes below poverty level. [5]



Income: 89130 vs. Nation

Median household income in 89130 ($64,297) is approximately 10 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Nevada

About 89130

89130 is associated with the city of Las Vegas, which is located in Clark County in the state of Nevada. [6]

NV Credit Cards

89130 Credit Cards

For more information about 89130 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Nevada


Go

Cities in NV

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Nevada State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau