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Comprehensive Local Credit Card Guide

Credit Cards in 55120 (Saint Paul, MN)

Credit Card Debt in 55120

^ Average credit card debt in 55120 is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in 55120

^ Based on overall Minnesota data, the credit card delinquency rate in Saint Paul is approximately 0.37%. [2]

Credit Scores in 55120

^ The average credit score in Saint Paul is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Credit Card & Personal Finance Statistics in 55120

Credit Card Debt in 55120


  • 55120 Credit Card Debt
    • The estimated average credit card debt for 55120 residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 55120


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55120 Credit Scores


  • Credit Scores in 55120
    • Residents of 55120 (MN) have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More 55120 (Saint Paul, MN) Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 55120 who are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 55120 [4]
    • 55120 (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Minnesota

About 55120

55120 is associated with the city of Saint Paul, which is located in Dakota County in the state of Minnesota. [6]

MN Credit Cards

55120 Credit Cards

For more information about 55120 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Minnesota


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Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau