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Comprehensive Local Credit Card Guide

Credit Cards in 01109 (Springfield, MA)

Credit Card Debt in 01109

^ Average credit card debt in 01109 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01109

^ Based on overall Massachusetts data, the credit card delinquency rate in Springfield is approximately 0.62%. [2]

Credit Scores in 01109

^ The average credit score in Springfield is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01109

Credit Card Debt in 01109


  • 01109 Credit Card Debt
    • The estimated average credit card debt for 01109 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01109


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01109 Credit Scores


  • Credit Scores in 01109
    • Residents of 01109 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01109 (Springfield, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01109 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01109 [4]
    • 01109 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01109 (Springfield, MA)

Recent credit card complaints originating from consumers in 01109, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jun 24, 2013
01109
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with explanation
Yes
Yes
Nov 18, 2013
01109
Identity theft / Fraud / Embezzlement
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
Yes
No
Feb 25, 2015
01109
Other
Colony Brands, Inc.
Closed with explanation
No
No

Local financial institutions in or near 01109

Banks in or near 01109 (Springfield, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 01109 produced no matches.

ATMs in or near 01109 (Springfield, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 01109 produced no matches.

Credit Unions in or near 01109 (Springfield, MA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 01109 produced no matches.

Household Income Statistics in 01109

Income: 01109 vs. Massachusetts

Median household income in 01109 ($23,425) is approximately 67 percent less than the median income for the state as a whole ($71,021). [5]


Income Breakdown in 01109

The median household income in 01109 is $23,425, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 17 percent of Springfield households have incomes below poverty level. [5]



Income: 01109 vs. Nation

Median household income in 01109 ($23,425) is approximately 60 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About 01109

01109 is associated with the city of Springfield, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01109 Credit Cards

For more information about 01109 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau