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Comprehensive Local Credit Card Guide

Credit Cards in 01105 (Springfield, MA)

Credit Card Debt in 01105

^ Average credit card debt in 01105 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01105

^ Based on overall Massachusetts data, the credit card delinquency rate in Springfield is approximately 0.62%. [2]

Credit Scores in 01105

^ The average credit score in Springfield is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01105

Credit Card Debt in 01105


  • 01105 Credit Card Debt
    • The estimated average credit card debt for 01105 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01105


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01105 Credit Scores


  • Credit Scores in 01105
    • Residents of 01105 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01105 (Springfield, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01105 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01105 [4]
    • 01105 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01105 (Springfield, MA)

Recent credit card complaints originating from consumers in 01105, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jun 15, 2016
01105
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No

Local financial institutions in or near 01105

Banks in or near 01105 (Springfield, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 01105 produced no matches.

ATMs in or near 01105 (Springfield, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 01105 produced no matches.

Credit Unions in or near 01105 (Springfield, MA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 01105 produced no matches.

Household Income Statistics in 01105

Income: 01105 vs. Massachusetts

Median household income in 01105 ($34,295) is approximately 52 percent less than the median income for the state as a whole ($71,021). [5]


Income Breakdown in 01105

The median household income in 01105 is $34,295, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 17 percent of Springfield households have incomes below poverty level. [5]



Income: 01105 vs. Nation

Median household income in 01105 ($34,295) is approximately 41 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About 01105

01105 is associated with the city of Springfield, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01105 Credit Cards

For more information about 01105 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau