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Comprehensive Local Credit Card Guide

Credit Cards in 01082 (Ware, MA)

Credit Card Debt in 01082

^ Average credit card debt in 01082 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01082

^ Based on overall Massachusetts data, the credit card delinquency rate in Ware is approximately 0.62%. [2]

Credit Scores in 01082

^ The average credit score in Ware is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01082

Credit Card Debt in 01082


  • 01082 Credit Card Debt
    • The estimated average credit card debt for 01082 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01082


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01082 Credit Scores


  • Credit Scores in 01082
    • Residents of 01082 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01082 (Ware, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01082 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01082 [4]
    • 01082 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01082 (Ware, MA)

Recent credit card complaints originating from consumers in 01082, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Sep 24, 2015
01082
Application processing delay
Continental Finance Company, LLC
Closed with explanation
Yes
No

Local financial institutions in or near 01082

Banks in or near 01082 (Ware, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 01082 produced no matches.

ATMs in or near 01082 (Ware, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 01082 produced no matches.

Credit Unions in or near 01082 (Ware, MA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 01082 produced no matches.

Household Income Statistics in 01082

Income: 01082 vs. Massachusetts

Median household income in 01082 ($55,046) is approximately 22 percent less than the median income for the state as a whole ($71,021). [5]


Income Breakdown in 01082

The median household income in 01082 is $55,046, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 13 percent of Ware households have incomes below poverty level. [5]



Income: 01082 vs. Nation

Median household income in 01082 ($55,046) is approximately 6 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About 01082

01082 is associated with the city of Ware, which is located in Hampshire County in the state of Massachusetts. [6]

MA Credit Cards

01082 Credit Cards

For more information about 01082 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

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Other ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau