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Comprehensive Local Credit Card Guide

Credit Cards in 01081 (Wales, MA)

Credit Card Debt in 01081

^ Average credit card debt in 01081 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01081

^ Based on overall Massachusetts data, the credit card delinquency rate in Wales is approximately 0.62%. [2]

Credit Scores in 01081

^ The average credit score in Wales is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01081

Credit Card Debt in 01081


  • 01081 Credit Card Debt
    • The estimated average credit card debt for 01081 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01081


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01081 Credit Scores


  • Credit Scores in 01081
    • Residents of 01081 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01081 (Wales, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01081 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01081 [4]
    • 01081 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01081 (Wales, MA)

Recent credit card complaints originating from consumers in 01081, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


We did not find any local credit card complaints in Wales, MA.

Our search for complaints originating from comsumers in Wales (01081) did not produce any matches.


Local financial institutions in or near 01081

Banks in or near 01081 (Wales, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 01081 produced no matches.

ATMs in or near 01081 (Wales, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 01081 produced no matches.

Credit Unions in or near 01081 (Wales, MA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 01081 produced no matches.

Household Income Statistics in 01081

Income: 01081 vs. Massachusetts

Median household income in 01081 ($65,258) is approximately 8 percent less than the median income for the state as a whole ($71,021). [5]


Income Breakdown in 01081

The median household income in 01081 is $65,258, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 17 percent of Wales households have incomes below poverty level. [5]



Income: 01081 vs. Nation

Median household income in 01081 ($65,258) is approximately 12 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About 01081

01081 is associated with the city of Wales, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01081 Credit Cards

For more information about 01081 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau